465 Merchant St, Ambridge, PA, 15003
About This Home
+/- 10,000-square-foot building ready for redevelopment in Ambridge. Beautiful old building waiting for the right person to bring it back to life. It has a new roof, windows & electricity. The current setup is 3,300 sqf. commercial on the first floor, with 4 condos above, with 2 to 3 bedrooms each. You could do a commercial on the first floor, or 3 units. The building has been gutted from top to bottom, so there are no surprises. It is ready to be remodeled the way you want. Also, an enormous, dry basement with high ceilings. offering endless potential for use as an entirely retail building or a multi-family/residential building. when complete potential income $9k +
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1908
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium,Multi Family
Interior
Basement
- Has basement: Yes
Property
Details
- Zoning: mixed
- Zoning description: mixed
Lot
- Lot size: 4,356 sqft
- Lot size dimensions: 0.1
Parking
- Total spaces: 4
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $221 | $2,652 |
| Electricity | $224 | $2,692 |
| Total | $1,582 | $18,984 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $250,000 |
| 2026-04-17 | Listing removed | $300,000 |
| 2026-01-07 | Listed for sale | $300,000 |
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