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1740 SW 35th Cir, Okeechobee, FL, 34974

2beds
2baths
1,360sqft
$175,000
$129price/sqft
$1,513/moest. monthly cost
$60,520/yrincome needed

About This Home

Welcome to Seminole Cove. Mornings here start with water views and coffee. Evenings end with sunsets you'll never get tired of. If that sounds like the pace you're looking for, welcome home. This 2-bedroom, 2-bath home located in a 55+ waterfront community — lives a lot larger than it looks. The layout is open and easy, the 2020 updated kitchen helps make cooking a breeze, and the two enclosed back rooms provide the kind of bonus space you won't expect but never want to give up. Hobby room, home office, art studio — or just a quiet spot to watch the ducks do their thing. Storage is genuinely impressive throughout (have you seen the custom cabinets in the primary bath area?), the seawall runs the full length of the property, and hurricane shutters are included. This home sits in a low flood risk area, so you get all the beauty of waterfront living without the worry. Beyond your door — a pool, clubhouse, shuffleboard, bocce courts, and a walking trail around the pond where mornings slow down in the best possible way. Small boats powered only by a trolling motor are permissible. The home can come furnished. So if you're relocating to Florida, you can skip the moving truck and just start living. Come see it. Some places just feel right the moment you walk in.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
South Elementary SchoolGrades PK-60.8 mi
2/10
Osceola Middle SchoolGrades 6-80.6 mi
3/10
Okeechobee High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Range,Refrigerator
  • Laundry features: Laundry Closet

Bathroom2

  • Features: Tub With Shower,No Closet
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 138
  • Dimensions: 12x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 108
  • Dimensions: 12x9

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 143.75
  • Dimensions: 12.5x11.5

Dinette

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 12.5x12

Features

  • Ceiling Fan(s),Solid Surface Counters,Split Bedroom,Thermostat
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,360 sqft

Kitchen

  • Features: Breakfast Bar,Storage Closet
  • Level: First
  • Area: 115
  • Dimensions: 11.5x10

Living Room

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Primary Bathroom

  • Features: Built-In Shelving,Shower No Tub,Storage Closet
  • Level: First
  • Area: 90
  • Dimensions: 12x7.5

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 172.5
  • Dimensions: 15x11.5

Property

Details

  • Parcel number: R13337350020000001430
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Pond,Seawall

Lot

  • Lot size: 5,009 sqft
  • Lot size dimensions: 56 x 90

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$186$2,232
Property Taxes $246$2,952
Electricity $197$2,366
Total$1,513$18,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,874/yr
40% on housing$45,390/yr
45% on housing$40,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$164
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$189,900
2026-01-29Listed for sale$210,000
2003-05-13Sold$70,000

For Sale by Agent

AgentLaura Dipaolo, LLC
BrokerageEXP REALTY LLC

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