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0 Portsmouth Montage At Hawk Rdg, Lake Saint Louis, MO, 63367

4beds
3baths
2,490sqft
$523,900
$210price/sqft
$3,563/moest. monthly cost
$142,520/yrincome needed

About This Home

The PORTSMOUTH by Consort Homes. BASE PRICE* 2,490 sq ft, 4 bed, 2.5 - 3.5 bath, 2 story home with open floor plan. The main level features Great room adjoining Kitchen and Breakfast room, separate Dining room and main floor Laundry. The Kitchen features walk-in pantry, plenty of cabinetry and optional island. The upper level features a Bonus room, large Primary Suite with full bath and all bedrooms with walk-in closets. Some upgraded options include fireplace and/or window wall in Great room and optional Kitchen and Bath Layouts. Some INLCUDED Features: 9' main floor ceiling heights, 3-car garage, High efficiency HVAVC and appliances, sealed ductwork, house wrap, air infiltration/energy seal package, premium wood construction, Low E vinyl windows, 50-gallon water tank, sump pump/pit, brushed nickel plumbing and light fixtures, fully sodded yard and more. Personalize your home with the assistance of our design consultant! Pictures are of a previously built Portsmouth.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Timberland High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: New Construction,To Be Built
  • New construction: Yes

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Consort Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Range,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Sump Pump,Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 255
  • Dimensions: 17x15

Breakfast Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Breakfast Room,Entrance Foyer,Open Floorplan,Separate Dining,Tub,Walk-In Closet(s),Walk-In Pantry
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Insulated Windows,Storm Window(s),Tilt-In Windows
  • Fireplace features: None
  • Finished area above ground: 2,490

Great Room

  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,490
  • Total interior livable area: 2,490 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Laundry

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$262$3,144
Property Taxes $462$5,544
Electricity $190$2,281
Total$3,563$42,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,160/yr
40% on housing$106,890/yr
45% on housing$95,013/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-05Listed for sale$523,900

New Construction

AgentGia M Linville
BrokerageConsort Realty, LLC

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