1634 Dolphin Dr #&-1636, Saint Cloud, FL, 34771
About This Home
Rare dual-property opportunity in the heart of St. Cloud with easy access to Lake Nona! Welcome to 1634 & 1636 Dolphin Drive, a unique offering that delivers flexibility, lifestyle, and income potential all in one. This versatile setup features two separate residences on one site—a 4-bedroom, 2-bath home and a 1-bedroom, 1-bath home—each with its own private front, side, and back yards plus separate carports, creating true independence for both properties. Whether you’re an investor seeking strong income potential, a first-time buyer looking to offset your mortgage by renting one home, or an empty nester wanting space for guests or extended family, this property checks every box. Enjoy NO HOA and NO CDD, giving you freedom and long-term savings. Located in a golf cart-friendly community, residents enjoy nearby lakes, a public boat launch, and convenient access to shopping, dining, and everyday essentials, all while being just a short drive to Lake Nona’s Medical City, restaurants, and employment hubs. Adding to the neighborhood appeal is a community clubhouse offering bingo nights and specialty social events, fostering a welcoming and active atmosphere. Opportunities like this—two separate, income-producing homes with privacy, amenities, and lifestyle appeal—are exceptionally rare. Live in one, rent the other, or rent both—the choice (and the potential) is yours.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Block,Crawlspace
- Roof: Metal,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Water Softener
- Laundry features: Laundry Room
Bathroom2
- Level: First
Bedroom2
- Features: Coat Closet
- Level: First
Bedroom3
- Features: Coat Closet
- Level: First
Bedroom4
- Features: Coat Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s),Dry Bar,Eating Space In Kitchen,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Thermostat
- Window features: Window Treatments
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,042
- Total interior livable area: 1,888 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Primary Bedroom
- Features: Dual Closets
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 022631472000011940
- Zoning: ORMH
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Fire Pit,Garden,Private Entrance,Private Mailbox,Private Yard,Rain Gutters,Storage
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 6
- Parking features: Carport
- Covered spaces: 6
- Carport: Yes
- Carport spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Wildfire
- Hurricane
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $196 | $2,352 |
| Electricity | $197 | $2,366 |
| Total | $2,134 | $25,608 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $310,000 |
| 2026-03-14 | Price change | $305,000 |
| 2026-01-30 | Price change | $310,000 |
| 2026-01-08 | Listed for sale | $320,000 |
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