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2603 SE 34th Lane, Okeechobee, FL, 34974

4beds
2baths
1,825sqft
$319,900
$175price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

2023 4Bed 2Bath Newer Manufactured Home located on Taylor Creek Isles with Lake Okeechobee Access. 75' on Taylor creek with 30' Covered Boat House, dock & concrete seawall. Large 13'x24' pressure treated wood deck is great for entertaining. Kitchen features White cabinets with apron sink, crown mold, High hat led lighting, Island breakfast bar with prep-sink, black appliance package. Special features include Open concept, split bedroom floor plan, crown molding, window treatments, Primary suite offers walk-in closet, carpet floors & crown molding. Main bath has dual sinks, large soaking tub & shower with glass doors. This home was built to wind zone 3 better than required building code. Large concrete driveway & sidewalk to boat dock. 2023 Roof, 2023 A/C & 2023 Water Heater.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
South Elementary SchoolGrades PK-62.2 mi
2/10
Osceola Middle SchoolGrades 6-82.3 mi
3/10
Okeechobee High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Inside,None

Bedroom2

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Bedroom3

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Area: 150
  • Dimensions: 10 X 15

Features

  • Bathtub,Cathedral Ceiling(s),Dining Area,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Garden Tub/Roman Tub,Kitchen Island,Main Level Primary,Pantry,Split Bedrooms,Storage,Soaking Tub,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Metal,Single Hung
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 1,825 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 11 X 15

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 15 X 20

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Property

Details

  • Parcel number: 13537350020000001650
  • Zoning: Residential
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Ocean Access

Lot

  • Features: < 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$341$4,092
Property Taxes $436$5,232
Electricity $197$2,366
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$163
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Listed for sale$319,900
2026-02-22Pending sale$319,900
2026-02-13Listed for sale$319,900
2026-02-11Listing removed$334,900
2026-02-09Listed for sale$334,900
2026-02-06Listing removed$319,900
2026-02-04Listed for sale$319,900
2026-01-07Listing removed$319,900
2025-12-04Listed for sale$319,900
2025-12-04Listing removed$334,900
2025-08-18Price change$334,900
2025-03-07Listed for sale$339,000
2025-01-09Listing removed$79,000
2024-03-05Sold$330,000
2024-02-06Pending sale$339,000
2023-12-26Listed for sale$339,000
2023-12-26Pending sale$339,000
2023-11-03Price change$339,000
2023-07-21Listed for sale$347,000
2022-01-06Sold$55,000
2021-11-24Pending sale$79,000
2021-11-05Price change$79,000
2021-10-11Price change$89,000
2021-10-04Listed for sale$89,900
2002-07-10Sold$59,000
2001-01-08Sold$22,000
1999-11-15Sold$59,000

For Sale by Agent

AgentDerik K. Baumgartner
BrokerageBerkshire Hathaway Florida Rea

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