16659 Five Point Rd, Locust, NC, 28097
About This Home
Step into modern farmhouse living in this beautifully crafted four-bedroom, three-bath home built in 2022, where thoughtful design meets everyday functionality. From the moment you arrive, the inviting farmhouse-style exterior sets the tone for the comfort and versatility found throughout the home. Inside, you’ll find a spacious and well-planned layout ideal for both daily living and entertaining. The home features an attached two-car garage and two separate laundry areas—one conveniently located in the hallway and another privately situated in the primary bathroom—making household tasks effortless and efficient. The primary suite offers a peaceful retreat with its own en-suite bath and dedicated laundry, while the additional bedrooms provide ample space for family, guests, or a home office. Upstairs, two flexible rooms add exceptional versatility to the home; one is currently being used as an additional bedroom, but both spaces can easily serve as a playroom, media room, office, or workout area. Built with efficiency and future needs in mind, the home includes two 50-gallon water heaters and two 200-amp electrical panels, offering comfort, reliability, and capacity for today’s modern lifestyle. Step outside to enjoy a 75 x 100 fenced backyard, perfect for pets, play, gardening, or outdoor entertaining. Whether hosting gatherings or enjoying a quiet evening, this outdoor space offers privacy and room to relax. With its modern construction, flexible living spaces, and farmhouse charm, this home is move-in ready and designed to adapt to your lifestyle for years to come. Don’t miss the opportunity to make this exceptional property your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator with Ice Maker
- Laundry features: In Hall,Laundry Room,Multiple Locations
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 4
Features
- Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
- Finished area below ground: 0
- Finished area above ground: 2,916
Flex Space
- Level: Upper
Heating & Cooling
- Heating features: Ductless,Electric,Heat Pump
- Cooling features: Central Air,Ductless,Electric
Interior Area
- Total structure area: 2,916
- Total interior livable area: 2,916 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Main
Property
Details
- Parcel number: 559804701480
- Zoning: RA
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Wrap Around
- Fencing: Back Yard
Lot
- Lot size: 2.18 Acres
- Features: Cleared
Parking
- Total spaces: 8
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Drought
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stanly County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $349 | $4,188 |
| Electricity | $271 | $3,259 |
| Total | $4,100 | $49,200 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $650,000 |
| 2026-03-20 | Price change | $675,000 |
| 2026-01-08 | Listed for sale | $685,000 |
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