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4180 Creek Bridge Cir, Charlotte, NC, 28213

2beds
2baths
1,520sqft
$520,990
$343price/sqft
$3,355/moest. monthly cost
$134,200/yrincome needed

About This Home

This PROPOSED luxury ranch home features the Palazzo floor plan with a grand entrance & open layout. Luxurious selections, such as deluxe kitchen and gorgeous light filled 4 seasons room. Spacious owner's suite w/ a beautiful bathroom and ample storage space. Convenient features incl a centrally located laundry room. The community is conveniently located in the town of Charlotte, NC near the University District. Here, you’ll find a boutique neighborhood of 140 homesites, each designed to offer the perfect blend of comfort, luxury, and low-maintenance living. The majority of homesites in this community back up to a mature tree line or green open space. Take advantage of future amenities including 2 clubhouses each with a fitness center, a sparkling pool, indoor/outdoor fireplace, screened porch and Pickleball court! Enjoy a beautiful stroll through this park like setting community & explore the outdoors.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

5/10
4/10
James Martin MiddleGrades 6-83.8 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Hardboard Siding,Stone

Other

  • Builder model: Palazzo Ranch A
  • Builder name: Epcon Communities

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Plumbed For Ice Maker,Refrigerator,Self Cleaning Oven,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,520

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 10505746
  • Zoning: RH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: In-Ground Irrigation,Lawn Maintenance
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 0.16 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,634$31,608
Home Insurance *$222$2,664
Property Taxes $299$3,588
Electricity $200$2,405
Total$3,355$40,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,028/yr
40% on housing$100,650/yr
45% on housing$89,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 28213$164
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28213$182
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Listed for sale$520,990

New Construction

AgentRyan Plowman
BrokeragePlowman Properties LLC.

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