20 Busic Ridge, Sparta, NC, 28675
About This Home
Discover the pinnacle of small-town luxury in this stunning retreat located just inside the Sparta city limits. Boasting over 3,000 square feet of refined living space, this residence makes a grand first impression with a soaring cathedral ceiling in the foyer that transitions seamlessly into an expansive open floor plan. The interior is defined by high-end finishes, including rich hardwood flooring throughout and dramatic vaulted ceilings that enhance the home's sense of scale and light. Designed for both entertaining and comfortable family life, the home features four generous bedrooms and three and a half designer bathrooms, including spa-inspired walk-in showers. An oversized bonus room offers endless possibilities as a premier home theater, secondary lounge, or high-end home office. The exterior is equally impressive, featuring a rare three-car garage that provides ample space for vehicles and storage. Perfectly positioned for convenience while maintaining an upscale atmosphere, this property is a rare find for the discerning buyer seeking a family home in the heart of the Blue Ridge Mountains. ***OWNER FINANCING AVAILABLE***
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Architectural,Shingle
- Construction materials: Other,See Remarks,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup,Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 3,148
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,148
- Total interior livable area: 3,148 sqft
Property
Details
- Parcel number: 3080086469
- Zoning description: R1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Multiple
Lot
- Lot size: 1.31 Acres
Parking
- Total spaces: 3
- Parking features: Asphalt,Attached,Driveway,Garage,Three or more Spaces
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Alleghany County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,726 | $44,712 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $350 | $4,200 |
| Electricity | $293 | $3,518 |
| Total | $4,637 | $55,644 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $787,000 |
| 2026-01-08 | Listed for sale | $880,000 |
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