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19 Butternut Cir, Eagle River, WI, 54521

3beds
2baths
1,600sqft
$599,900
$375price/sqft
$3,773/moest. monthly cost
$150,920/yrincome needed

About This Home

This custom built home is this builder's largest floor plan with 3 bedrooms, 2 baths, 1st floor laundry room - all on a nice level lot between Eagle River & St. Germain. Custom Amish built cabinets throughout with granite countertops in kitchen & bathrooms. Rustic maple flooring in the great room & kitchen, carpeted bedrooms along with tiled entryway, bathrooms & main level laundry room. You will also love the great room's feature wall with fireplace flanked by two sliding glass doors. Completing the exterior is a covered front porch with back deck and 3-car (24 x 40) attached garage. Construction to start spring of 2027 with competion mid summer 2027.Several options including interior & exterior finishes and floor plans are still available. This is also in a fantastic location - close to bike trails, snowmobile trails are out the front door and just minutes to Eagle River or St. Germain!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Construction

Materials

  • Foundation: Poured
  • Roof: Composition,Shingle
  • Construction materials: Frame,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Bath/Stubbed,Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 12x12

Bedroom

  • Level: First
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Great Room

  • Level: First
  • Dimensions: 26x20

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First
  • Dimensions: 26x20

Laundry

  • Level: First

Master Bathroom

  • Level: First
  • Dimensions: 9x6

Master Bedroom

  • Level: First
  • Dimensions: 13x12

Property

Details

  • Parcel number: TBD
  • Zoning description: All Purpose

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open
  • Frontage length: 0,0

Lot

  • Lot size: 1.75 Acres
  • Features: Cul-De-Sac,Dead End,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$225$2,700
Property Taxes $344$4,128
Electricity $171$2,054
Total$3,773$45,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,360/yr
40% on housing$113,190/yr
45% on housing$100,613/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 54521$259
Vilas County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 54521
Vilas County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$569,900
2026-03-06Sold$52,500
2026-02-16Contingent$52,440
2026-01-08Listed for sale$52,440

For Sale by Agent

AgentRICK LOVDAL
BrokerageELIASON REALTY - ST GERMAIN

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