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307 SW 10th St, Okeechobee, FL, 34974

2beds
2baths
1,407sqft
$299,000
$213price/sqft
$2,514/moest. monthly cost
$100,560/yrincome needed

About This Home

PRICE IMPROVEMENT!! Welcome to this solid Concrete block home located on a peaceful corner lot, located within the city limits. This home features 2 bedrooms, 2 bathrooms with a 2 car garage. With an open concept kitchen and living room, It has a large eat-at bar. appliances are included. The garage has additional interior lockable storage, hurricane rated garage door. Bring your pets, The entire property is fenced in with 5ft chainlink fence. The property comes with huirricane shutters, It has a screened back porch with a bar, TV, and Fridge. large laundry room, appliances included. A nice workshop out back with a lean-to for lawn equipment or your motorcycles. This home has a 2019 26 gauge galvalume metal roof, a 2014 A/C condensor, and a 2022 air handler. Newer W/H. Convenient location close to schools, shopping, and city amenties.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Central Elementary SchoolGrades PK-50.3 mi
2/10
Osceola Middle SchoolGrades 6-81.0 mi
3/10
Okeechobee High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Simulated Wood

Garage

  • Level: Main

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 1,407 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Porch

  • Level: Main

Workshop

  • Level: Main

Property

Details

  • Parcel number: 32137350040000900070
  • Zoning description: City
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Screened
  • Frontage length: 142

Lot

  • Lot size: 0.32 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$319$3,828
Property Taxes $487$5,844
Electricity $197$2,366
Total$2,514$30,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,194/yr
40% on housing$75,420/yr
45% on housing$67,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$163
Okeechobee County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$299,000
2026-01-24Listed for sale$319,000
2026-01-06Listing removed$319,000
2025-09-15Listed for sale$319,000
2025-03-05Listing removed$310,000
2025-01-11Price change$310,000
2024-11-19Listed for sale$325,000
2024-10-07Listing removed$224,900
2023-10-07Listing removed--
2021-10-08Sold$224,900
2021-09-01Pending sale$224,900

For Sale by Agent

AgentRandy C Harden
BrokerageTwo Ten Realty, LLC

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