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325 1st St SW, Ulen, MN, 56585

3beds
4baths
4,560sqft
$409,000
$90price/sqft
$3,009/moest. monthly cost
$120,360/yrincome needed

About This Home

Set on just over 2 acres, this property offers exceptional space, infrastructure, and versatility. A massive 60' x 138' heated and air conditioned shop features three phase power, hot and cold water, and 2 large overhead doors. Utility upgrades include 1¼" water supply lines, a 1½" city water meter, and two 1" yard hydrants, supporting high demand residential or commercial use. The 2,280 sq ft manufactured home sits on a full poured basement with 11–12" thick walls, electric boiler in floor heat, a full bathroom, and 2 egress windows, ready for future bedrooms. The main level includes a large primary suite with separate soaking tub and shower, 2 additional bedrooms with walk in closets, 2.5 baths, two living rooms, a dining room, and a spacious kitchen with island seating and room for a breakfast table. Additional features include a heated two stall attached garage, a 432 sq ft heated patio with Sun Setter retractable awning, and a fully fenced 100' x 100' backyard with 2 gates.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Ulen-Hitterdal SecondaryGrades 7-120.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Concrete

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Washer,Water Softener Owned
  • Laundry features: In Basement,Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Full,Other,Concrete,Partially Finished,Storage Space

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 130
  • Finished area above ground: 2,280

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main

Interior Area

  • Total structure area: 4,560
  • Total interior livable area: 4,560 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Main

Patio

  • Level: Main

Porch

  • Level: Main

Primary Bathroom

  • Level: Main

Recreation Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 609000470
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 2280

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Other
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 2.03 Acres
  • Lot size dimensions: 270 x 348 x 324 x 255

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Strong Wind
Drought
Tornado
Wildfire

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$179$2,148
Property Taxes $378$4,536
Electricity $384$4,615
Total$3,009$36,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,165/yr
40% on housing$90,270/yr
45% on housing$80,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 56585
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56585
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$439,000
2026-04-07Price change$444,000
2026-01-09Listed for sale$449,000

For Sale by Agent

AgentMindy Rodke
BrokerageREMAX Lakes Region

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