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405 Springville Dr, Charlestown, IN, 47111

4beds
3baths
1,965sqft
$259,990
$132price/sqft
$1,765/moest. monthly cost
$70,600/yrincome needed

About This Home

Welcome to your dream home in the Villas of Springville Manor Community! Discover the stunning Berkshire Plan, a new 2-story home. This modern residence features a spacious open-concept design that seamlessly integrates a gourmet kitchen with the Great Room and dining area. The kitchen boasts refined cabinetry, quartz countertops, and stainless steel appliances, including an electric smooth-top range, dishwasher, and over-the-range microwave—ideal for culinary enthusiasts. The first floor also includes a chic powder room for guests. Upstairs, enjoy generously sized bedrooms with ample closet space and a primary suite with a private bath and expansive walk-in closet. Additional highlights include a second-floor walk-in laundry room and a 2-car garage with an opener. Energy-efficient Low-E insulated dual-pane windows, A/C, and a one-year limited home warranty ensure comfort and peace of mind. Conveniently situated near I-65 and less than 30 minutes from the Louisville Airport, this beautiful community offers easy access to all of Charlestown’s essentials, as well as recreational opportunities at Charlestown State Park and walking distance from Charlestown High School. Plus, you’ll only be about 20 miles from all of Louisville’s big-city amenities! Start your dream home journey at Villas of Springville Manor!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: WJH LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Low Emittance Doors/Win
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,965

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,965
  • Total interior livable area: 1,965 sqft

Property

Details

  • Parcel number: 101813700868.000004

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,356 sqft
  • Features: Cul-De-Sac,Other
  • Lot size dimensions: 106x40

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$114$1,368
Property Taxes $153$1,836
Electricity $184$2,212
Total$1,765$21,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,514/yr
40% on housing$52,950/yr
45% on housing$47,066/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 47111$136
Clark County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 47111$167
Clark County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$261,990
2026-08-03Price change$259,990
2026-06-13Listed for sale$264,990
2026-02-24Listing removed$251,490
2026-02-24Price change$251,490
2026-02-07Price change$248,990
2026-01-21Price change$246,990
2026-01-09Listed for sale$245,990

New Construction

AgentOctavia P Valencia
BrokerageWJH Brokerage IN, LLC

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