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1255 Ponce Island Dr APT 712, Saint Augustine, FL, 32095

1beds
2baths
585sqft
$129,900
$222price/sqft
$1,001/moest. monthly cost
$40,040/yrincome needed

About This Home

Welcome to the Tennis Village, this hidden gem of a community is brimming with potential, and just minutes away from nearby Beaches. This peaceful and private complex is situated on the ICW and has water access, walking paths, and a nearby bird sanctuary. Launch your kayak and explore more of the nature just outside your front door. Great location, close to Beaches, area businesses, downtown St. Augustine, Flagler College and a short commute to Jacksonville. Would make a perfect cozy second home, Snowbird retreat, or Turn key rental. Nearby development plans should only benefit this community.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.1 mi
5/10
St. Augustine High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Combo

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 645
  • Total interior livable area: 585 sqft

Kitchen

  • Area: 60

Living Room

  • Area: 234

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: Second
  • Area: 130

Property

Details

  • Parcel number: 0734500712
  • Zoning: CHT

Features

  • Stories: 2
  • Entry location: 2nd Story
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Marsh

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$67$804
Property Taxes $81$972
Electricity $197$2,366
Total$1,001$12,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,320/yr
40% on housing$30,030/yr
45% on housing$26,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$229
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-01Listing removed$1,495
2026-02-20Listed for sale$129,900
2026-02-01Listed for rent$1,495
2026-01-15Listing removed$1,495
2026-01-09Listed for rent$1,495
2024-11-22Listing removed$1,495
2024-10-16Listed for rent$1,495
2023-10-26Listing removed--
2023-09-28Listed for rent$1,495

For Sale by Agent

AgentDon Pratt
BrokerageColdwell Banker Premier Properties (Historic Office)

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