




527 Trimble A Rd, Joppa, MD, 21085
About This Home
MOVE-IN READY and waiting for its first owners! NEW COMMUNITY. 6 HOME SITES AVAILABLE. Take advantage of builder incentives that actually make a difference right now. With a FREE interest rate buydown through the builder’s preferred lender, qualified buyers could see significantly lower monthly payments upfront — often saving hundreds each month during the first years of homeownership. That’s real savings when it matters most. Qualified buyers may have options to put down LESS than 10% — including eligible VA buyers who may qualify for ZERO money down financing. Lower down payment options are available for qualified buyers and would simply adjust the monthly payment accordingly, creating additional flexibility depending on your goals and financing needs. Through Gemcraft Homes and preferred lender Envoy Mortgage, buyers may be able to take advantage of a FREE 2/1 interest rate buydown, potentially reducing payments by hundreds per month during the first two years before returning to the standard payment thereafter. Buyer must qualify. Actual payments will vary based on loan terms, taxes, insurance, credit, and financing program. Welcome to the Hamilton at Trimble Hills — a thoughtfully designed 4-bedroom, 2.5-bath colonial offering over 2,500 sq ft of flexible living space. The main level welcomes you with a versatile Choice Room off the foyer — perfect as a formal living room, home office, playroom, or additional flex space to fit your lifestyle. Down the hall, the spacious Great Room creates the ideal gathering space for relaxing or entertaining and offers the option for a cozy fireplace centerpiece. The open-concept layout flows seamlessly into the classically designed kitchen featuring a center island, pantry, breakfast area, upgraded countertops, recessed lighting, and modern appliances — blending style, functionality, and everyday convenience. A mudroom located at the garage entry adds practical organization for busy households. Upstairs, the Owner’s Suite serves as a private retreat with a spacious bedroom, walk-in closet, and ensuite bath. Three additional bedrooms, a centrally located laundry room, and a full hall bath complete the second level, offering comfort and flexibility for family, guests, or work-from-home needs. The full basement includes a finished rec room, adding valuable additional living space perfect for a media room, gym, hobby space, or second entertaining area. Additional highlights include central air, an attached 2-car garage, energy-efficient construction, and the quality craftsmanship Gemcraft Homes is known for. Located in the desirable Trimble Hills community of Harford County, this home offers the perfect combination of timeless design, modern features, and commuter-friendly convenience. Photos showcase a completed Hamilton model.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter,Passive Radon Mitigation
- Roof: Architectural Shingle
- Construction materials: Blown-In Insulation,CPVC/PVC,Stick Built,Vinyl Siding
Other
- Builder model: Hamilton
- Builder name: Gemcraft Homes Inc
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Electric Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom2
- Level: Upper
- Area: 176
- Dimensions: 11 X 16
Bedroom3
- Level: Upper
- Area: 156
- Dimensions: 12 X 13
Bedroom4
- Level: Upper
- Area: 120
- Dimensions: 10 X 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Level: Main
- Area: 77
- Dimensions: 11 X 7
Features
- Bathroom - Tub Shower,Bathroom - Stall Shower,Breakfast Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dry Wall
- Door features: Sliding Glass
- Window features: Energy Efficient,Insulated Windows,Low Emissivity Windows,Vinyl Clad,Screens
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,084
Great Room
- Features: Fireplace - Electric
- Level: Main
- Area: 234
- Dimensions: 13 X 18
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,126
- Total interior livable area: 2,084 sqft
Kitchen
- Level: Main
- Area: 196
- Dimensions: 14 X 14
Living Room
- Level: Main
- Area: 154
- Dimensions: 11 X 14
Primary Bedroom
- Features: Attached Bathroom,Walk-In Closet(s)
- Level: Upper
- Area: 252
- Dimensions: 14 X 18
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1301378112
- Zoning: R2
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 0.44 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Asphalt,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,881 | $34,572 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $394 | $4,728 |
| Electricity | $281 | $3,374 |
| Total | $3,755 | $45,060 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $569,888 |
| 2026-06-17 | Price change | $574,888 |
| 2026-06-02 | Listed for sale | $584,990 |
| 2026-04-06 | Listing removed | $594,990 |
| 2026-01-29 | Listed for sale | $594,990 |
