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87 Canyon Trl, Cloudcroft, NM, 88317

2beds
2baths
1,300sqft
$349,000
$268price/sqft
$2,246/moest. monthly cost
$89,840/yrincome needed

About This Home

$5000 TOWARDS CLOSING COSTS. Set in the serene mountain village of Cloudcroft, this charming 2-bedroom, 2-bath home offers the perfect blend of comfort and nature. Filled with abundant natural light, the interior features beautiful wood ceilings that add warmth and character. Thoughtfully designed living spaces invite you to relax and unwind, while multiple outdoor areas—including a large wrap-around porch, open deck, and private balcony—provide the ideal setting to enjoy fresh mountain air, peaceful surroundings, and frequent wildlife sightings. This home offers seamless indoor-outdoor living in a truly tranquil setting. Perfect as a full-time residence, vacation getaway, or investment property—this mountain home is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Cloudcroft Middle SchoolGrades 6-84.3 mi
6/10
Cloudcroft High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Free-Standing Range/Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: Shower,Tub and Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Flooring: Carpet Except K/B
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Zoning description: Single Family,Restrict.Covnts

Features

  • Levels: Tri-Level
  • Patio & porch: Patio,Deck,Porch Covered
  • Exterior features: Balcony

Lot

  • Lot size: 0.46 Acres
  • Features: Wooded,<1/2 Acre
  • Lot size dimensions: 0.458 Acres

Parking

  • Parking features: No Carport,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Lightning
Hail
Ice Storm

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$172$2,064
Property Taxes $162$1,944
Electricity $148$1,780
Total$2,246$26,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,005/yr
40% on housing$67,380/yr
45% on housing$59,893/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 88317$177
Otero County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 88317$248
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$349,000

For Sale by Agent

AgentAnnie Daniels
BrokerageFuture Real Estate

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