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163-A Northridge Drive W, Mountain Home, TX, 78058

1beds
1baths
1,120sqft
$524,995
$469price/sqft
$4,167/moest. monthly cost
$166,680/yrincome needed

About This Home

Wonderfully secluded 20 acres with stylishly finished cabin with charming appointments. Cabin & nearby barn are substantially built with all-weather materials for carefree upkeep. One water well, grand Live Oak trees plus gently rolling terrain suitable for any use or other improvements. Plenty of native wildlife + free ranging exotics. Ag Exempt. Taxes not Assessed. No CSS - See Conf. Rmrks please.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Divide Elementary SchoolGrades PK-63.7 mi
1/10
Pathways 3h CampusGrades 5-1112.8 mi

Construction

Condition

  • Property condition: Pre-Owned

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Refrigerator,Disposal,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Liv/Din Combo,Ceiling Fan(s),Chandelier
  • Flooring: Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,120 sqft

Kitchen

  • Area: 360

Living Room

  • Area: 400

Master Bedroom

  • Features: Split
  • Area: 420

Property

Accessibility

  • Accessibility features: Int Door Opening 32"+,Hallways 42" Wide

Details

  • Parcel number: 416900000110000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Has view: Yes
  • View description: County VIew

Lot

  • Lot size: 20 Acres

Parking

  • Total spaces: 1
  • Parking features: One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$886$10,632
Property Taxes $389$4,668
Electricity $238$2,859
Total$4,167$50,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,868/yr
40% on housing$125,010/yr
45% on housing$111,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 78058$318
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78058$403
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-09Listed for sale$524,995

For Sale by Agent

AgentMadeleine Bartholomew
BrokerageKuper Sotheby's Int'l Realty

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