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275 Junction Loop Rd #5, Empire, CO, 80438

2beds
1baths
510sqft
$18,500
$36price/sqft
$293/moest. monthly cost
$11,720/yrincome needed

About This Home

Cozy 2 bedroom, 1 bath trailer house with 510 square feet of living space. Located in a quiet community in Empire, Colorado. No roof leaks, plumbing, or HVAC issues. Minutes from Winter Park and Loveland, and less than an hour from top resorts like Arapahoe Basin, Keystone, Breckenridge, Vail, and Copper Mountain. Great getaway from I-70 traffic. Will Owner Finance Rental Option Available 275 junction loop rd # 5 1963 model Lot rent is $1350 Open to offers

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
2/10
Clear Creek Middle SchoolGrades 7-814.1 mi
4/10
Clear Creek High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 510 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Lightning
Hail
Wildfire
Winter Weather
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $93$1,116
Home Insurance *$8$96
Property Taxes $6$72
Electricity $186$2,232
Total$293$3,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,045/yr
40% on housing$8,790/yr
45% on housing$7,813/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 80438$103
Clear Creek County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 80438$240
Clear Creek County$329

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Price change$24,000
2026-05-07Listed for rent$1,700
2026-01-09Listed for sale$28,000

For Sale by Owner

AgentMichael Morley

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