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123 Pamela Ct, Ellijay, GA, 30540

3beds
3baths
2,200sqft
$550,000
$250price/sqft
$3,908/moest. monthly cost
$156,320/yrincome needed

About This Home

BRAND NEW CONSTRUCTION – JUST COMPLETED & READY FOR IMMEDIATE MOVE-IN! Experience the pinnacle of North Georgia living in this stunning, newly built home. Nestled within the sought-after Coosawattee River Resort, this mountain retreat perfectly blends modern luxury with rustic charm. The open-concept floor plan is anchored by a towering stone fireplace and a chef's kitchen featuring sleek granite countertops and a brand-new stainless steel appliance package. Functional design shines with a dedicated main-level mudroom with a built-in bench, plus a versatile Home Office Nook or Reading Loft at the top of the stairs. Relax on the covered entry porch or entertain on the large deck while taking in serene mountain views. The primary suite serves as a true retreat, complete with a large walk-in closet featuring a window for natural light. Need more space? The full, framed, and plumbed unfinished basement is ready for an effortless addition of a bedroom and bathroom. Enjoy unparalleled gated community amenities: pools, fitness center, tennis/pickleball, and river parks for tubing, kayaking, and trout fishing. Perfect for a full-time residence, weekend getaway, or short-term rental investment. Welcome home to the mountains!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
7/10
Gilmer High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher
  • Laundry features: Laundry Closet,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Sheetrock,Entrance Foyer,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 3052U 013

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch,Deck
  • Has view: Yes
  • View description: Mountain(s),Seasonal
  • Frontage type: Road
  • Topography of land: Wooded

Lot

  • Lot size: 1.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$230$2,760
Property Taxes $678$8,136
Electricity $219$2,637
Total$3,908$46,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,988/yr
40% on housing$117,240/yr
45% on housing$104,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$209
Gilmer County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$525,000
2026-08-12Listing removed$550,000
2026-04-22Price change$550,000
2026-01-09Listed for sale$525,000
2024-10-11Sold$19,950

New Construction

AgentGregory Goad
BrokerageReal Broker LLC

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