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17870 Urbank St NE, Andover, MN, 55304

5beds
3baths
4,154sqft
$1,099,000
$265price/sqft
$7,435/moest. monthly cost
$297,400/yrincome needed

About This Home

Brand-new custom to-be-built by Premier Custom Homes designed entirely around your lifestyle. This thoughtfully crafted one-level home offers the ease of main-floor living paired with a fully finished basement for exceptional space and flexibility. From the moment you step inside, you’ll appreciate the open-concept layout, quality craftsmanship, and attention to detail throughout. Buyers have the rare opportunity to customize every detail, including floor plan modifications, cabinetry, countertops, flooring, lighting, and finishes—create a home that is truly yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
6/10
Roosevelt Middle SchoolGrades 6-87.1 mi
7/10
Blaine Senior High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less

Other

  • Builder name: PREMIER CUSTOM HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Concrete,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 210
  • Dimensions: 14x15

Bedroom5

  • Level: Lower
  • Area: 210
  • Dimensions: 14x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Deck

  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Exercise Room

  • Level: Lower
  • Area: 252
  • Dimensions: 18x14

Family Room

  • Level: Lower
  • Area: 870
  • Dimensions: 29x30

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,865
  • Finished area above ground: 2,077

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,154
  • Total interior livable area: 4,154 sqft

Kitchen

  • Level: Main
  • Area: 312
  • Dimensions: 26x12

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: Main
  • Area: 340
  • Dimensions: 17x20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 043223140016
  • Zoning description: Residential-Single Family
  • Foundation area: 2077

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio

Lot

  • Lot size: 2.72 Acres
  • Lot size dimensions: 287 x 459 x 465

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Hail

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$668$8,016
Property Taxes $860$10,320
Electricity $350$4,204
Total$7,435$89,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,914/yr
40% on housing$223,050/yr
45% on housing$198,266/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$204
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$279,900
2026-01-09Listed for sale$1,099,000

For Sale by Agent

AgentJacob R Olson
BrokerageeXp Realty

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