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4580 165th Ln NW, Andover, MN, 55304

5beds
4baths
3,885sqft
$935,900
$241price/sqft
$6,361/moest. monthly cost
$254,440/yrincome needed

About This Home

Build your dream home from the ground up with this fully custom new construction opportunity. This thoughtfully designed two-story home offers a perfect blend of functionality, style, and flexibility—finished lower level included. From layout to finishes, buyers have the rare ability to customize every detail to match their lifestyle and vision. Work one-on-one with Premier Custom Homes to create a home tailored entirely to you—floor plan changes, cabinetry, countertops, flooring, lighting, and design selections are all customizable. New construction without compromise—bring your ideas and make them a reality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
Anoka Senior High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2026

Other

  • Builder name: PREMIER CUSTOM HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Sump Basket,Sump Pump

Bedroom

  • Level: Upper
  • Area: 270
  • Dimensions: 18x15

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Level: Upper
  • Area: 165
  • Dimensions: 15x11

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom5

  • Level: Lower
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 18x8

Family Room

  • Level: Lower
  • Area: 432
  • Dimensions: 27x16

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 938
  • Finished area above ground: 2,637

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,885
  • Total interior livable area: 3,885 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Laundry

  • Level: Upper
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: Main
  • Area: 352
  • Dimensions: 22x16

Loft

  • Level: Upper
  • Area: 187
  • Dimensions: 17x11

Office

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 073224340027
  • Zoning description: Residential-Single Family
  • Foundation area: 1248

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 149 x 316 x 271 x 325

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,732$56,784
Home Insurance *$569$6,828
Property Taxes $733$8,796
Electricity $327$3,932
Total$6,361$76,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,091/yr
40% on housing$190,830/yr
45% on housing$169,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$204
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$935,900
2024-02-07Sold$782,963
2021-12-14Sold$667,254
2021-01-27Sold$570,854
2020-04-09Sold$682,430

For Sale by Agent

AgentJacob R Olson
BrokerageeXp Realty

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