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95 Fir Dr, Ocala, FL, 34472

3beds
2baths
1,454sqft
$269,900
$186price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

Welcome to your private sanctuary in beautiful Ocala, Florida! This stunning new construction home is a meticulously crafted retreat where Craftsman-style architecture meets modern comfort. Situated on a generous .46-acre lot, this property offers the rare luxury of backing directly up to the Ocala National Forest, providing a seamless and unobstructed connection to nature. The exterior of the home boasts classic Craftsman character, featuring high-quality siding. A charming 119-square-foot front porch invites you to relax and take in the fresh air, while the shutters on the front window add a touch of traditional curb appeal that fits perfectly into the serene, wooded landscape. Step inside to an easy-flowing, open-concept layout where luxurious vinyl plank flooring runs throughout the entire home. The kitchen is designed for both style and functionality, featuring sleek stainless steel appliances and a spacious island that serves as the heart of the home, perfect for casual dining or entertaining. With clean, modern finishes and a bright aesthetic, this space is as practical as it is beautiful. The spacious master bedroom is your private escape, complete with an elegant tray ceiling and a spa-like en-suite bathroom featuring a beautifully tiled shower. For your convenience, all three bedrooms are equipped with ceiling fans, and every window comes move-in ready with 2-inch blinds for instant privacy. The outdoor space is truly the star of the show. Enjoy quiet mornings on your 128-square-foot screened-in lanai, where a ceiling fan keeps the breeze moving. Because the home sits on nearly half an acre and remains unfenced to preserve the view, your backyard feels like an endless extension of the lush, protected greenery of the Ocala National Forest. It is the ultimate setting for those seeking peace, seclusion, and a front-row seat to Florida's natural beauty. This home combines superior quality with an exceptional location. Don’t miss your opportunity to own this unique property—call us today to schedule your showing!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

3/10
2/10
Fort King Middle SchoolGrades 6-86.7 mi
5/10
Forest High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Harper
  • Builder name: AL Milton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Split Bedroom,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,170
  • Total interior livable area: 1,454 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 9020041007
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Side Porch
  • Exterior features: Private Mailbox
  • Has view: Yes
  • View description: Park/Greenbelt,Trees/Woods

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$188$2,256
Property Taxes $161$1,932
Electricity $197$2,366
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 34472$104
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34472$178
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$269,900
2026-04-27Price change$274,900
2026-04-18Price change$279,900
2026-04-13Price change$286,900
2026-04-08Price change$287,900
2026-01-09Listed for sale$289,900

New Construction

AgentJulie Fernandez, OAK AVENUE REAL ESTATE LLC
BrokerageOAK AVENUE REAL ESTATE LLC

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