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3318 W Susan Ln, Lecanto, FL, 34461

2beds
1baths
728sqft
$36,000
$49price/sqft
$424/moest. monthly cost
$16,960/yrincome needed

About This Home

Conveniently located between Inverness and Crystal River Florida approximately 10 miles either way. A fisherman's dream a short distance to Gulf of Mexico or the fresh water Tsala Apopka Chain Of Lakes. High and dry. 2 bedroom, 1 bath, 3 season room, big shed, and all recently renovated. Partially furnished unit. All appliances; range, microwave, refrigerator, washer, dryer, stay. 55+ community

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Lecanto Primary SchoolGrades PK-50.4 mi
5/10
Lecanto Middle SchoolGrades 6-80.5 mi
5/10
Lecanto High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 728 sqft

Property

Lot

  • Lot size: 300 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $182$2,184
Home Insurance *$27$324
Property Taxes $18$216
Electricity $197$2,366
Total$424$5,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,537/yr
40% on housing$12,720/yr
45% on housing$11,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 34461$206
Citrus County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 34461$182
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$36,000
2026-03-15Price change$37,900
2026-02-08Price change$39,900
2026-01-09Listed for sale$42,900

For Sale by Owner

AgentProperty Owner

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