10638 Mississippi Dunes Trl S, Cottage Grove, MN, 55016
About This Home
Welcome to the Aspen- Nestled against a wooded backdrop and adjacent to the Mississippi Dunes park and Mooers Lake, you will be thrilled with this coming-soon under construction home- This beautiful villa is association maintained and features a main floor owner's suite, a flex office room, a secondary bedroom, with an open concept plan and the much desired morning room all on the main floor! Upstairs you will find even more: a light and bright get away! The second floor loft space is a great secondary area for entertaining, work out space, crafts, movie room plus a huge storage space and a half bathroom- this bonus floor is the extra storage and creative space that the usual patio homes are just missing! you will say ":ahhh".- This home has it all- beautiful curated finishes chosen by our decorators, and a unique private woodsy setting with just woods out back. Come relax, enjoy being nestled in nature, yet close to amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Architectural Shingle
- Construction materials: Frame
Other
- Builder name: HANS HAGEN HOMES AND M/I HOMES
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,ENERGY STAR Qualified Appliances,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block
Bedroom
- Level: Main
- Area: 190.92
- Dimensions: 12.9 x 14.8
Bedroom2
- Level: Main
- Area: 109.18
- Dimensions: 10.3 x 10.6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: Main
- Area: 162.56
- Dimensions: 12.7 x 12.8
Dining Room
- Level: Main
- Area: 169.36
- Dimensions: 11.6 x 14.6
Family Room
- Level: Main
- Area: 190.92
- Dimensions: 12.9 x 14.8
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,494
Foyer
- Level: Main
- Area: 81
- Dimensions: 9 x 9
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,494
- Total interior livable area: 2,494 sqft
Kitchen
- Level: Main
- Area: 240
- Dimensions: 12 x 20
Laundry
- Level: Main
- Area: 81
- Dimensions: 9 x 9
Loft
- Level: Upper
- Area: 348.48
- Dimensions: 19.8 x 17.6
Sun Room
- Level: Main
- Area: 139.86
- Dimensions: 11.1 x 12.6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NA
- Zoning description: Residential-Single Family
- Foundation area: 1918
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio
- Fencing: Partial,Privacy,Wood
Lot
- Lot size: 1,099 sqft
- Features: Sod Included in Price
- Lot size dimensions: 40 x 70
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,750 | $33,000 |
| Home Insurance * | $303 | $3,636 |
| Property Taxes | $844 | $10,128 |
| Electricity | $210 | $2,524 |
| Total | $4,107 | $49,284 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $574,990 |
| 2026-04-04 | Price change | $595,990 |
| 2026-02-22 | Listed for sale | $610,155 |
| 2026-01-15 | Listing removed | $609,905 |
| 2026-01-13 | Price change | $609,905 |
| 2026-01-11 | Listed for sale | $605,820 |
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