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140 Classic Overlook, Homer, GA, 30547

5beds
4baths
0sqft
$473,598
--price/sqft
$3,011/moest. monthly cost
$120,440/yrincome needed

About This Home

Bedford Tandem Plan on Lot 13A. Welcome to 132 Classic Overlook, featuring the spacious Bedford Plan built by PBG. With 5 bedrooms, 3.5 bathrooms, and 2,608 square feet, this new construction home blends style, space, and golf community living in the heart of Homer, GA. Step into a modern kitchen with quartz countertops, Ivory-colored cabinets, double ovens, and a large island perfect for entertaining. The main living area offers open-concept comfort anchored by a cozy wood-burning fireplace. Upstairs, you'll find flexible living with generously sized bedrooms and two full baths to meet a variety of needs. The home sits on a 0.2-acre lot and includes thoughtful design and builder quality throughout. Located in the established Chimney Oaks Golf Course community, residents enjoy swim and tennis amenities, clubhouse, golf access, and easy proximity to Hwy 441. What are you waiting for, call me and schedule your apointment!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Banks County High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Other

  • Builder name: Peachtree Building Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Microwave
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Ceilings
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Area,Kitchen Island

Property

Details

  • Parcel number: B50H013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Waterbody name: None

Lot

  • Lot size: 8,276 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,394$28,728
Home Insurance *$162$1,944
Property Taxes $236$2,832
Electricity $219$2,637
Total$3,011$36,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,234/yr
40% on housing$90,330/yr
45% on housing$80,293/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30547$149
Banks County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 30547
Banks County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-11Listed for sale$473,598

New Construction Spec

AgentGrayson Gentzel
BrokeragePBG Built Realty

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