604/606 Water St, Havre De Grace, MD, 21078
About This Home
Prime waterfront-area Duplex, located directly across from the Havre de Grace Waterfront and newly renovated Jean Roberts Park. This is two units, each with 3-bedroom, 2-bath , within walking distance to downtown, trails, and waterfront dining. Features include wall-to-wall carpeting and updated bathrooms. Perfect for an income-producing investment or renovation. Endless possibilities in a highly sought-after location
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Other
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Features
- Finished area above ground: 2,016
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 2,016
- Total interior livable area: 2,016 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Attached to another structure: Yes
- Zoning: RB
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Waterfront features: River
Lot
- Lot size: 3,000 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,815 | $21,780 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $248 | $2,976 |
| Electricity | $281 | $3,374 |
| Total | $2,447 | $29,364 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $379,000 |
| 2026-01-13 | Listing removed | $350,000 |
| 2026-01-11 | Listed for sale | $350,000 |
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