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2730 Peak Ct, Belmont, NC, 28012

3beds
2baths
1,969sqft
$584,691
$297price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

**ELIGIBLE FOR SPECIAL FINANCING!** Welcome to the newest premier 55+, active-adult community in the Charlotte area: Carolina Riverside! Conveniently located to charming downtown Belmont, Charlotte-Douglas International Airport, the Catawba River and Lake Wylie, hospitals, grocery stores, golf courses, and much more. Your clients will enjoy HOA-included lawn maintenance, TV & high-speed Internet, a full-time lifestyle director, and a multitude of amenities: 19,000 square foot clubhouse, indoor and outdoor pools, fitness and social spaces, pickle ball and bocce courts, event lawn, walking trails, dog park, and more! This Mystique home boasts an open-concept living space; gourmet kitchen with substantial storage; large laundry room with sink and cabinetry; and rear covered porch + uncovered patio! High-end designer finishes throughout, including quartz countertops, gas appliances, house-wide EVP flooring, and more. Nestled in a scenic portion of the community and in walking distance to the community amenity center. Please contact us to schedule a visit!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Belmont Middle SchoolGrades 6-81.3 mi
9/10
South Point High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: Mystique
  • Builder name: Del Webb

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Dishwasher,Exhaust Hood,Gas Cooktop,Plumbed For Ice Maker,Tankless Water Heater,Wall Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas Vented
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,969

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,969
  • Total interior livable area: 1,969 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main

Laundry

  • Features: Storage
  • Level: Main

Living Room

  • Features: Tray Ceiling(s)
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: Bath Raised Toilet

Details

  • Parcel number: 314672
  • Zoning: G-R/CD
  • Special condition: Standard
  • Other equipment: Network Ready

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,956$35,472
Home Insurance *$169$2,028
Property Taxes $375$4,500
Electricity $200$2,405
Total$3,700$44,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$209
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$584,691
2026-01-12Listed for sale$599,691

New Construction Spec

AgentClaire Ottmar
BrokeragePulte Home Corporation

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