




426 Chapel Aly #8, Frederick, MD, 21701
About This Home
Nestled in the heart of Downtown Frederick, this exquisite new construction townhouse embodies the perfect blend of modern luxury and timeless elegance. Completed in 2025, this end-of-row Colonial-style residence is designed for those who appreciate high-end living and a vibrant community atmosphere. As you step inside, you are greeted by an inviting ambiance that flows seamlessly throughout the spacious layout. With four generously sized bedrooms and three and a half bathrooms, this home offers ample space for relaxation and entertainment. The heart of the home features a cozy fireplace, perfect for creating warm memories during chilly evenings. Crafted with meticulous attention to detail, the exterior showcases a classic brick façade that exudes sophistication. The attached two-car garage provides convenience and security, while the beautifully maintained common areas are taken care of by the association, allowing you to enjoy a low-maintenance lifestyle. The property boasts an excellent condition, ensuring that every corner reflects quality craftsmanship and modern amenities. The thoughtful design includes expansive living areas that invite natural light, creating a warm and welcoming atmosphere. Imagine hosting gatherings in your stylish living room or enjoying quiet moments in your private spaces. The association takes care of essential services such as lawn maintenance and snow removal, allowing you to focus on what truly matters-enjoying your home and the vibrant lifestyle that Downtown Frederick offers. Explore local shops, fine dining, and cultural attractions just moments away, making every day an opportunity for adventure. This residence is not just a home; it's a lifestyle choice that embraces comfort, elegance, and community. Experience the joy of living in a space that reflects your aspirations and offers the perfect backdrop for your life's moments. Don't miss the chance to make this luxurious townhouse your own and indulge in the exclusive lifestyle it provides.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Construction materials: Brick
Type & Style
- Home type: Townhouse
- Architectural style: Colonial
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1102608251
- Zoning: RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Parking
- Total spaces: 2
- Parking features: Built In,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,969 | $47,628 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $614 | $7,368 |
| Electricity | $305 | $3,669 |
| Total | $5,057 | $60,684 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $785,000 |
| 2026-04-17 | Listing removed | $3,600 |
| 2026-04-04 | Listed for rent | $3,600 |
| 2026-04-01 | Listing removed | $3,600 |
| 2026-01-12 | Listed for rent | $3,600 |
