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426 Chapel Aly #8, Frederick, MD, 21701

4beds
4baths
2,400sqft
$785,000
$327price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Nestled in the heart of Downtown Frederick, this exquisite new construction townhouse embodies the perfect blend of modern luxury and timeless elegance. Completed in 2025, this end-of-row Colonial-style residence is designed for those who appreciate high-end living and a vibrant community atmosphere. As you step inside, you are greeted by an inviting ambiance that flows seamlessly throughout the spacious layout. With four generously sized bedrooms and three and a half bathrooms, this home offers ample space for relaxation and entertainment. The heart of the home features a cozy fireplace, perfect for creating warm memories during chilly evenings. Crafted with meticulous attention to detail, the exterior showcases a classic brick façade that exudes sophistication. The attached two-car garage provides convenience and security, while the beautifully maintained common areas are taken care of by the association, allowing you to enjoy a low-maintenance lifestyle. The property boasts an excellent condition, ensuring that every corner reflects quality craftsmanship and modern amenities. The thoughtful design includes expansive living areas that invite natural light, creating a warm and welcoming atmosphere. Imagine hosting gatherings in your stylish living room or enjoying quiet moments in your private spaces. The association takes care of essential services such as lawn maintenance and snow removal, allowing you to focus on what truly matters-enjoying your home and the vibrant lifestyle that Downtown Frederick offers. Explore local shops, fine dining, and cultural attractions just moments away, making every day an opportunity for adventure. This residence is not just a home; it's a lifestyle choice that embraces comfort, elegance, and community. Experience the joy of living in a space that reflects your aspirations and offers the perfect backdrop for your life's moments. Don't miss the chance to make this luxurious townhouse your own and indulge in the exclusive lifestyle it provides.

Getting Around

91
WalkingWalker's Paradise
34
TransitSome Transit
75
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102608251
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Total spaces: 2
  • Parking features: Built In,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$169$2,028
Property Taxes $614$7,368
Electricity $305$3,669
Total$5,057$60,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$221
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$785,000
2026-04-17Listing removed$3,600
2026-04-04Listed for rent$3,600
2026-04-01Listing removed$3,600
2026-01-12Listed for rent$3,600

New Construction

AgentOmid Asgari
BrokerageSpring Hill Real Estate, LLC.

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