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272 Orange St #A-b, Palm Harbor, FL, 34683

2beds
2baths
1,506sqft
$620,000
$412price/sqft
$4,332/moest. monthly cost
$173,280/yrincome needed

About This Home

PRICE REDUCTION!!! Location, Location, Location. with ADU ready to rent!!! CASH BUYERS ONLY, Prime Investment/ Development Opportunity. Combined asking price includes two abutting parcels, MUST BE PURCHASED AS A PACKAGE: 11-28-15-33624-000-0080 and 11-28-15-33624-000-0100 with a combined total of 1.086 +/- Acres, Zoned R-4, up to 6 units possible, located in the highly desirable Ozona area of Palm Harbor. This old Florida community is a true paradise. Possible vacation rentals allowed, golf cart friendly, no HOA, no deed restrictions, this property is a short walk to the Pinellas Trail, minutes by golf cart to restaurants, shops, breweries, & festivals of downtown Ozona and Palm Harbor—short ride to Pop Stansell Park & Pier for those beautiful Florida sunsets. Minutes to multiple marinas, drive (or bike the trail) to Honeymoon Island Beach! Some of the many Highlights of this property include an old Florida-style two-story frame home, built in 1933, with 2 Bedrooms/office, 1.5 Baths, 1,506 S/F. The kitchen has custom-built wood cabinets with granite countertops; this home is a handyman special, and it needs updates and repairs. During the most recent hurricane in 2024, flood water ran under the home, possibly damaging the AC system and ducts. This Property is sold AS IS. The sellers are not willing to make any repairs prior to closing. The 1 bedroom ADU was built in 2004, consisting of: 1 bedroom, 1 bath with 884 S/F of open living area, custom wood cabinets in the kitchen with granite counter tops, hardwood floors, and a large 260 SF MOL front porch, perfect for entertaining or relaxing and enjoying our great Florida weather. There is a 3rd home located on Lot 10. This 480 S/F home was built in 1950 and is currently in uninhabitable condition. Due to its current condition, it is unsafe to view; it should be removed after closing to accommodate future development plans. This is a must-see if you are looking for an old-style Florida property with great investment potential. This property is being sold AS IS with the right to inspect. All pertinent information must be verified by buyers and the buyer's Agent, including but not limited to current zoning, allowable uses and units, allowable leasing terms, condition of all structures, advertised boundaries and dimensions. CASH BUYERS ONLY. Please see: 260 Orange St, Palm Harbor, FL 34683, MLS Number TB8393963 : For additional information Prior to offer, check with local Zoning Department regarding any pet restrictions. Prior to offer, check with local Zoning Department regarding any leasing restrictions, building restrictions, and requirements.

Getting Around

59
WalkingSomewhat Walkable
23
TransitMinimal Transit
63
BikeBikeable

Schools

9/10
Ozona Elementary SchoolGrades PK-50.3 mi
5/10

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Wine Refrigerator
  • Laundry features: Inside

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Features

  • Ceiling Fan(s),PrimaryBedroom Upstairs,Solid Surface Counters
  • Flooring: Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 112
  • Dimensions: 16x7

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,506 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Area: 117
  • Dimensions: 13x9

Laundry

  • Level: First

Living Room

  • Level: First
  • Area: 117
  • Dimensions: 13x9

Office

  • Features: Ceiling Fan(s),No Closet
  • Level: Second

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second
  • Area: 160
  • Dimensions: 10x16

Property

Details

  • Parcel number: 112815336240000080
  • Zoning: R-4
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Mailbox

Lot

  • Lot size: 0.93 Acres
  • Features: FloodZone,Landscaped,Near Marina

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$618$7,416
Property Taxes $382$4,584
Electricity $197$2,366
Total$4,332$51,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,525/yr
40% on housing$129,960/yr
45% on housing$115,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$276
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Price change$695,000
2026-01-06Listed for sale$760,000
2025-09-11Pending sale$760,000
2025-08-31Price change$760,000
2025-06-12Listed for sale$860,000

For Sale by Agent

AgentBrett Tate
BrokerageHOMESMART

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