1183 Turtle Island Rd, Lady Lake, FL, 32159
About This Home
Built in 2024, this former model home is a beautifully appointed 3-bedroom, 2-bath residence located in the rapidly growing Hammock Oaks community in Lady Lake. Thoughtfully designed, the home showcases premium, top-of-the-line finishes throughout, delivering both style and functionality. The kitchen and bathrooms feature high-end cabinetry and quartz countertops, creating a clean, modern aesthetic with low-maintenance appeal. Upgraded flooring, stainless steel appliances, and designer touches elevate the overall living experience. Enjoy true turnkey living—this home is fully completed with upgrades already in place, eliminating the need for costly post-purchase improvements often required with new construction. Exterior maintenance is included, allowing for easy Florida living, while residents enjoy access to a community pool and cabana. Ideally located just 3 miles from Spanish Springs in The Villages, you’re minutes from shopping, dining, entertainment, and everyday conveniences. Why wait to build? This home is already completed, and move-in ready—offering the privacy, serenity, and quality of new construction in a thriving community, available now.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Villa
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Balcony Porch Lanai
- Level: First
Bedroom1
- Features: Built-in Closet
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,059
- Total interior livable area: 1,509 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 191824001200017500
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Private Yard
Lot
- Lot size: 4,013 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,309 | $15,708 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $166 | $1,992 |
| Electricity | $197 | $2,366 |
| Total | $1,808 | $21,696 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $289,900 |
| 2026-01-12 | Listed for sale | $329,900 |
View on Zillow