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22451 State Highway 120 St, Escalon, CA, 95320

3beds
2baths
2,184sqft
$1,200,000
$549price/sqft
$7,610/moest. monthly cost
$304,400/yrincome needed

About This Home

Just Listed! 5+ acre parcel now available! Featuring an expansive home, outbuildings and ample space to design and develop to suit your needs. Enjoy a peaceful, serene country setting while remaining conveniently close to town and surrounding amenities via Hwy 120. Home features two stories with basement. Let your imagination soar! Buyers to verify intended use with San Joaquin County. An additional adjacent 2+ acre parcel is also available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
3/10
El Portal Middle SchoolGrades 6-81.8 mi
7/10
Escalon High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: See Remarks
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo,Space in Kitchen

Features

  • Flooring: See Remarks

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 2,184 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Zoning description: AG-40
  • Special condition: Offer As Is

Lot

  • Lot size: 5.38 Acres
  • Features: Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Detached,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$285$3,420
Property Taxes $790$9,480
Electricity $468$5,619
Total$7,610$91,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,914/yr
40% on housing$228,300/yr
45% on housing$202,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 95320$458
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95320$348
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$1,490,000

For Sale by Agent

AgentLynn Garber
BrokeragePMZ Commercial Real Estate

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