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87 River Ridge Walk, Monroe, GA, 30656

4beds
3baths
2,273sqft
$597,831
$263price/sqft
$3,869/moest. monthly cost
$154,760/yrincome needed

About This Home

The Everett-Perfect ranch home with 4 bedroom/3 bath. No need for stairs with this split bedroom design featuring an Owner's suite with tray ceiling, double vanity, separate tub and shower and walk-in closet. Private Guest room with full bath plus 2 additional large bedrooms are also on the main. The bright family room is the center of this home and has an option for a fireplace. The kitchen and breakfast have a view to the family room and feature a large pantry, serving bar and lots of counter space.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
6/10
Youth Middle SchoolGrades 6-87.6 mi
6/10
Walnut Grove High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Ridge Vents,Shingle
  • Construction materials: Brick,Concrete,HardiPlank Type

Other

  • Builder name: Reliant Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Water Heater,Microwave,Range Hood
  • Laundry features: In Hall,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Full,Unfinished,Walk-Out Access

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: None

Features

  • Bookcases,Double Vanity,Entrance Foyer,High Ceilings 9 ft Main,High Speed Internet,Other,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Starter
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,273
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,273
  • Total interior livable area: 2,273 sqft

Kitchen

  • Features: Eat-in Kitchen, Kitchen Island, Other, Pantry, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Lighting,Rain Gutters,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.67 Acres
  • Features: Front Yard,Other

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,022$36,264
Home Insurance *$269$3,228
Property Taxes $358$4,296
Electricity $220$2,650
Total$3,869$46,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,651/yr
40% on housing$116,070/yr
45% on housing$103,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 30656$198
Walton County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 30656$188
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$598,051
2026-03-03Price change$595,551
2026-02-27Price change$595,401
2026-02-19Price change$595,451
2026-01-28Price change$595,401
2026-01-22Price change$595,301
2026-01-12Listed for sale$591,516

New Construction Spec

AgentTOMMY FERGUSON
BrokerageReliant Realty, Inc.

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