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10938 Old Ravine Trl, Huntersville, NC, 28078

5beds
4baths
3,769sqft
$1,046,320
$278price/sqft
$6,554/moest. monthly cost
$262,160/yrincome needed

About This Home

Discover luxury living in this beautifully designed full brick home, perfectly situated on a cul-de-sac with serene wooded views. This home offers exceptional features and thoughtful details throughout including a Chef’s Kitchen: Upgraded appliances including a gas range top, double wall oven, decorative hood, and microwave drawer. First-Floor Primary Suite: Spacious bedroom with bay window extension, tray ceiling, and a spa-inspired bath featuring a luxurious shower. Main-Level Guest Bedroom: Ideal for visitors or multi-generational living. Home Gym Space: Dedicated area for fitness and wellness. Expanded Garage: Includes a 4' extension for extra storage. Two-Story Deck: Enjoy breathtaking views from the bonus room and outdoor living space. ****This home is now fully designed***** recent price change is an added landscaping package

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Legette Blythe ElementaryGrades PK-51.3 mi
1/10
John M Alexander MiddleGrades 6-81.5 mi
6/10
North Mecklenburg HighGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Full,Fiber Cement

Other

  • Builder model: Barkley
  • Builder name: Shea Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Tankless Water Heater,Wall Oven
  • Laundry features: Laundry Room,Main Level,Multiple Locations,Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper
  • Area: 406.44
  • Dimensions: 18' 0" X 22' 7"

Features

  • Fireplace features: Gas,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,769

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,769
  • Total interior livable area: 3,769 sqft

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 331.0461
  • Dimensions: 19' 8" X 16' 10"

Property

Details

  • Parcel number: 01917247
  • Zoning: TR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Deck,Patio
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.19 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,290$63,480
Home Insurance *$312$3,744
Property Taxes $601$7,212
Electricity $351$4,212
Total$6,554$78,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,708/yr
40% on housing$196,620/yr
45% on housing$174,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 28078$222
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28078$221
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,065,600
2026-05-01Price change$1,050,150
2026-04-25Price change$1,050,151
2026-04-24Price change$1,050,150
2026-03-25Price change$1,070,150
2026-01-12Listed for sale$999,000

New Construction Spec

AgentKate Watts
BrokerageShea Communities Marketing Company

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