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3831 Garden Hill Ln, Santa Fe, TX, 77510

4beds
3baths
2,140sqft
$379,000
$177price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

**MOVE IN READY** This beautiful single-story home offers a grand first impression the moment you walk through the door and is perfect for entertaining. Featuring 4 bedrooms and 3 full bathrooms, the thoughtfully designed layout provides both comfort and functionality. The owner’s suite includes two closets with built-in shelving, offering exceptional storage and organization. The kitchen is a standout with white quartz countertops, luxury JCraft cabinetry with abundant drawers and cabinets, and a large island ideal for gathering. A 5-burner stainless gas range makes it perfect for anyone who loves to cook. Enjoy outdoor living on the covered patio with a gas line, great for grilling or relaxing. Additional features include brick on all four sides, full gutters, 2" faux wood blinds, and under-cabinet lighting, adding both style and convenience throughout the home.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10
Santa Fe High SchoolGrades 9-123.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder name: Chesmar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Convection Oven,Electric Oven,Microwave,Gas Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Prewired for Alarm System,En-Suite Bath
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Electric,Gas,Zoned

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 2,140 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Under Cabinet Lighting,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 523820010034000

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 6,499 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre
  • Lot size dimensions: 52 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Drought
Heat Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$228$2,736
Property Taxes $442$5,304
Electricity $238$2,859
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 77510$188
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77510$167
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$379,000
2026-05-08Price change$379,000
2026-03-16Listed for sale$379,265
2026-01-28Listing removed$346,990
2026-01-12Listed for sale$346,990

New Construction Spec

AgentKatie Craig
BrokerageChesmar Homes

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