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7701 Brooks Loop, Spearfish, SD, 57783

3beds
2baths
1,896sqft
$820,000
$432price/sqft
$5,242/moest. monthly cost
$209,680/yrincome needed

About This Home

Contact listing agents Michael Warwick 605-641-2569 or Heath Gran 605-209-2052 with Great Peaks Realty. Get ready to love this stunning 3 bedroom, 2 bathroom custom-built home located in Elkhorn Ridge Golf Estates! Offering a master bedroom with bathroom ensuite and walk-in closet, along with an open layout, spacious living room, mud room with built-in lockers, and covered patio, this build is a standout! This home will also include a guest bedroom, a non-conforming room/office, & full bathroom with double vanity. The spacious three-car garage will feature ceiling fans and French drains making it a functional area. You aren't going to want to miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: New Construction

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 144

Features

  • Walk-In Closet(s),Ceiling Fan(s),Office
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 338

Master Bedroom

  • Level: Main
  • Area: 196

Property

Features

  • Patio & porch: Covered Patio,Covered Deck
  • Has view: Yes

Lot

  • Lot size: 0.39 Acres
  • Features: On Golf Course,Views,View

Parking

  • Total spaces: 3
  • Parking features: Three Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire
Inland Flooding
Tornado

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance $424$5,088
Property Taxes $526$6,312
Electricity $146$1,755
Total$5,242$62,904

Income You'd Need if You Spent...

35% on housing$179,725/yr
40% on housing$157,260/yr
45% on housing$139,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 57783$336
Lawrence County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 57783$229
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$820,000

New Construction

AgentMichael Warwick
BrokerageGreat Peaks Realty

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