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58098 N Maple Circle Rd, Christmas Valley, OR, 97641

1beds
1baths
900sqft
$190,000
$211price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Completed in 2023, this beautifully maintained 1-bedroom, 1-bathroom, 900 sq. ft. home is a must-see. Inside, you’ll find all-new appliances, a convenient stackable washer and dryer, and an efficient on-demand water heater. The open-concept kitchen, dining, and living area adds to the home’s bright and welcoming feel The bathroom features a spacious step-in tiled shower and a large dual-sink vanity, offering both comfort and functionality.Outside, the property is equally impressive, featuring a brick covered porch, a long-lasting metal roof, a wooden storage shed, a 20-ft. connex for ample storage, and a fire pit—perfect for enjoying clear summer evenings. Situated on nearly one-third of an acre, the property is fully perimeter-fenced for added privacy and versatility.From the new laminate flooring to the fully graveled driveway and parking area, this home reflects true pride of ownership and attention to detail. Don’t miss this wonderful opportunity.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
North Lake SchoolGrades K-1210.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter,Stem Wall
  • Roof: Metal
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Ceiling Fan(s),High Ceilings,High Speed Internet,Family Room Kitchen Combo,Closet
  • Door features: French Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Family Room Kitchen Combo, French Doors,Free Standing Range, Free Standing Refrigerator, High Speed Internet, Laminate Flooring
  • Level: Main

Living Room

  • Features: Ceiling Fan,Laminate Flooring
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Closet, Laminate Flooring
  • Level: Main

Property

Details

  • Parcel number: 4891
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Fire Pit
  • Fencing: Fenced
  • Has view: Yes
  • View description: Seasonal

Lot

  • Lot size: 0.31 Acres
  • Features: Cleared,Level,SqFt 10000 to 14999

Parking

  • Parking features: Off Street,Secured,RV Access/Parking,RV Boat Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Wildfire
Earthquake

FEMA Declared Disasters in Lake County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$164$1,968
Property Taxes $91$1,092
Electricity $176$2,119
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 97641$122
Lake County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 97641
Lake County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Price change$210,000
2026-01-12Listed for sale$220,000

For Sale by Agent

AgentKris Roberts
BrokerageCountry Preferred Realtors

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