118 Meadow Loop, Shelby, IA, 51570
About This Home
NEW CONSTRUCTION.....Stick built home. To be completed fall of 2026. Come early and pick colors, cabinets, light fixtures, and flooring. This split-level home could be yours. Features include open floor plan, fireplace, wood floors, finished basement, main floor laundry, quartz countertops, custom cabinets, center island, appliances, gorgeous walk-in tiled shower, Lower level includes an additional bedroom, family room and bath. The oversized heated garage is a dream.......Come see what Shelby has to offer.......there's nothing like small town living where neighbors know your name, where the trees canopy the sidewalks and streets, kids still ride their bikes to the meticulously maintained city park and enjoy the city's awesome walking trail. These builds are a must see
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Composition
- Construction materials: Frame
Other
- Builder name: Hometown Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Electric Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Partial,Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Features
- Eat-in Kitchen,Ceiling Fan(s),Cathedral Ceiling(s),Other
- Flooring: Wood,Tile
- Fireplace: Yes
- Finished area below ground: 927
- Finished area above ground: 1,295
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,222
- Total interior livable area: 2,222 sqft
Property
Details
- Parcel number: 832925000260
- Zoning: RES
Features
- Patio & porch: Deck
Lot
- Features: Cul-De-Sac,Corner Lot
- Lot size dimensions: 0.52 Acres; / 22,651 SF
Parking
- Parking features: Off Street,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $407 | $4,884 |
| Electricity | $165 | $1,988 |
| Total | $2,732 | $32,784 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-13 | Listed for sale | $370,000 |
View on Zillow