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631 Twilight Dr, Prosper, TX, 75078

4beds
6baths
3,411sqft
$1,199,995
$352price/sqft
$8,928/moest. monthly cost
$357,120/yrincome needed

About This Home

Popular Verona design with huge great room featuring fireplace and built-ins, beamed ceilings open to gourmet kitchen. Custom cabinets, Quartz countertops, GE Monogram stainless steel appliances included, double oven, 6 burner gas range, wine cooler. Breakfast nook has a butlers pantry. Primary suite with sitting room, spa bath with oversized walk-in shower, multiple showerheads, freestanding tub, large walk-in closet with built-ins. Entertainment room for movie night fun. Large utility room with sink, extensive cabinets and room for a 2nd fridge. All en-suite bedrooms, one with sitting room. Oversized outdoor living opens with tall sliders into great room. Appointed with all of the newest design features and upgrades. Plenty of room for a pool and play equipment. Must see!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
8/10
Reynolds Middle SchoolGrades 6-80.9 mi
7/10
Prosper High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder name: Highland Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Gas Range,Convection Oven,Double Oven,Dishwasher,Disposal,Gas Water Heater,Microwave,Plumbed For Gas,Tankless Water Heater,Vented Exhaust Fan,Wine Cooler
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 14

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 15 x 13

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound,Air Filtration
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Glass Doors,Gas Log,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Fireplace(s),Humidity Control,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment,Humidity Control,Zoned

Interior Area

  • Total interior livable area: 3,411 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 15

Living Room

  • Level: First
  • Dimensions: 15 x 17

Master Bathroom

  • Level: First
  • Dimensions: 16 x 10

Master Bedroom

  • Level: First
  • Dimensions: 13 x 17

Media Room

  • Level: First
  • Dimensions: 11 x 16

Office

  • Level: First
  • Dimensions: 11 x 13

Utility Room

  • Level: First
  • Dimensions: 9 x 10

Property

Details

  • Parcel number: R1358400G01501
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Back Yard,Fenced,Gate,Wood

Lot

  • Lot size: 9,975 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Subdivision,Sprinkler System,Few Trees
  • Lot size dimensions: 74 x 135

Parking

  • Total spaces: 3
  • Parking features: Epoxy Flooring,Garage Faces Front,Garage,Garage Door Opener,Tandem
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$538$6,456
Property Taxes $1,949$23,388
Electricity $374$4,494
Total$8,928$107,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,102/yr
40% on housing$267,840/yr
45% on housing$238,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 75078$254
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75078$229
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,376,224
2026-04-13Price change$1,373,239
2026-03-30Price change$1,371,239
2026-03-17Price change$1,360,039
2026-03-11Price change$1,289,055
2026-02-20Price change$1,221,460
2026-02-06Price change$1,271,460
2026-01-14Listed for sale$1,275,260

New Construction Spec

AgentDina Verteramo
BrokerageHIGHLAND HOMES REALTY

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