105 Rivercrest Ln, Vincent, AL, 35178
About This Home
Rare opportunity to own a stunning new construction waterfront retreat designed for luxury and convenient lake living. This thoughtfully designed home features 4 bedrooms/4.5 baths, a versatile flex space perfect for a bunk room, & a basement-level garage/storage space. The main level ceilings are 12’ tall with a 2 story Living Room & wood beams. An open-concept floor plan seamlessly connects the living, kitchen, & dining areas, creating an ideal setting for both entertaining and everyday life. Expansive windows throughout the home invite abundant natural light & frame beautiful water views. The covered deck is huge & extends across the entire back of the home. The basement level living room offers a wet bar & opens to an exceptional outdoor entertaining space with a gently sloping approach to the water, surrounded by serene hardwoods. The home is currently under construction. The listing price includes a $45,000 dock allowance & a detached garage is an optional add priced at $75,000.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Basement
- Construction materials: HardiPlank Type,Wood Siding,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes
Basement
- Area: 1323
Basement
- Has basement: Yes
- Basement: Full,Finished,Daylight
Bathroom1
- Level: First
Bedroom1
- Level: Basement
Bedroom2
- Level: Basement
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Family Room
- Level: Basement
Features
- Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Linen Closet,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Insert,Tile (FIREPL),Living Room,Gas
- Fireplace: Yes
- Attic: Pull Down Stairs,Yes
- Finished area below ground: 1,323
- Finished area above ground: 2,018
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Dual
Interior Area
- Total interior livable area: 3,341 sqft
Kitchen
- Features: Stone Counters
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 3105160002032.000
- Special condition: N/A
Features
- Levels: 2+ story
- Pool features: None
- Patio & porch: Covered,Patio,Porch,Covered (DECK),Open (DECK),Deck
- Exterior features: Dock
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Logan Martin
- Frontage length: 143
Lot
- Lot size: 1.02 Acres
Parking
- Total spaces: 1
- Parking features: Basement,Parking (MLVL),Off Street,Open,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $1,319 | $15,828 |
| Property Taxes | $303 | $3,636 |
| Electricity | $373 | $4,486 |
| Total | $8,568 | $102,816 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $1,299,900 |
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