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611-609 E Kettleman Ln, Lodi, CA, 95240

3beds
2baths
1,371sqft
$749,000
$546price/sqft
$4,877/moest. monthly cost
$195,080/yrincome needed

About This Home

Two homes on one lot in Lodi an investor's dream. Excellent investment opportunity featuring two separate units on one parcel. 609 W. Kettleman is a rented single-family residence offering 3 bedrooms and 1 bathroom with approximately 1,371 sq. ft. of living space. The home features hardwood floors and provides immediate rental income. 611 W. Kettleman is a newly built unit 2024 offering approximately 1,000 sq. ft. with 2 bedrooms plus a possible 3rd bedroom and 2 full bathrooms. The unit also includes a 195 sq. ft. laundry room that can double as additional storage. This unit is all-electric and equipped with fully paid solar, providing excellent energy efficiency and long-term savings. Ideal for investors or owner occupants seeking modern construction with income potential. This is a must see property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Linden High SchoolGrades 9-127.3 mi
5/10
Linden Elementary SchoolGrades K-47.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range Hood,Microwave,Electric Water Heater
  • Laundry features: Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room,Raised Hearth,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Radiant,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Wall Unit(s),Window Unit(s)

Interior Area

  • Total interior livable area: 1,371 sqft

Kitchen

  • Features: Granite Counters,Stone Counters,Tile Counters

Property

Details

  • Zoning description: 2 Single Family Resid
  • Special condition: Standard

Features

  • Exterior features: Outdoor Grill

Lot

  • Lot size: 8,254 sqft
  • Features: Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$199$2,388
Property Taxes $493$5,916
Electricity $398$4,786
Total$4,877$58,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,211/yr
40% on housing$146,310/yr
45% on housing$130,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$546This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$307
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$749,000

For Sale by Agent

AgentJason Spence
BrokerageCentury 21 Select Real Estate

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