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91 Alta Vista St, Watsonville, CA, 95076

1beds
1baths
625sqft
$749,000
$1,198price/sqft
$4,712/moest. monthly cost
$188,480/yrincome needed

About This Home

PRICE REDUCED!!! Small one bedroom home in a unique location in the city limits of Watsonville. 2.5 acres in the center of town, including some parking area included in the common area of the shopping center. Flag shaped lot from Alta Vista. Rear portion of the property is slough land and considered unbuildable but a large portion of the site offers many possibilities. CNS zoning includes lots of potential uses. New roof and flooring this past fall. Build the commercial building of your choosing and live on site or collect rent from the caretaker cottage? Odd location but tenants have enjoyed living here. Owners think the highest and best option for the property would be to ask for a rezoning for housing. No representation is made as to the success, timing or cost of that proposal. There just aren't many vacant parcels left! If this property offers some options for your needs, check it out! Driveway and cul-de-sac provide access to existing sewer main. Fenced area is only a portion of the property. Property is listed as a commercial property as well.

Getting Around

80
WalkingVery Walkable
40
TransitSome Transit
57
BikeBikeable

Schools

2/10
2/10
4/10
Pajaro Valley High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Exhaust Fan,Disposal,Range Hood,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: PrimaryStallShowers, Tile

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Door features: None
  • Flooring: Other

Heating & Cooling

  • Heating features: Gas,Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 625
  • Total interior livable area: 625 sqft

Kitchen

  • Features: Countertop_Formica, ExhaustFan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01606112000
  • Zoning: CNS
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Fenced
  • Fencing: Chain Link

Lot

  • Lot size: 2.56 Acres
  • Features: Flag Lot,Gentle Sloping,Mostly Level

Parking

  • Parking features: No Garage,Parking Area

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$153$1,836
Property Taxes $374$4,488
Electricity $398$4,786
Total$4,712$56,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,554/yr
40% on housing$141,360/yr
45% on housing$125,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,198This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$491
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$825,000
2026-01-13Listed for sale$875,000

For Sale by Agent

AgentHayley Hackett
BrokerageBailey Properties

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