




714-720 Harding Hwy, Penns Grove, NJ, 08069
About This Home
Price Reduction! Located on the lake. Here is your opportunity to grab this property and turn a vision into reality. Too many upgrades to fully cover. Zoned commercial, this 3100 square foot property has previously been the home of Lakeview Financial Center, which housed an accountant, an estate planner, a financial consultant and an insurance agency. Consider converting back to a residential home with buyer's responsible to verify thru township on requirements to do so. HVAC system 3 years new. Plenty of space here for 3 businesses with 2 front entrances and a 3rd side handicap entrance through the lower level, all sections are equipped with special lock out features, making each a secured work space. Excellently maintained, the sellers have paid attention to every detail with custom quality enhancements, to include accent wooden trimmings, solid wooden doors, customized pocket doors, commercial porcelain tile and handwoven wool carpeting. Accenting certain rooms are decorative, hand made stained crystal and etched glass windows, The location is fully wired for cable and custom wired for commercial use with fax, phones and ethernet all centrally located in the server closet and the property protected with a SimpliSafe security system. Property has public water and an existing well that is not in use. Septic System in place but could hook up to city sewer if so inclined. Kitchenette area complete with dishwasher, with ability to convert to a full kitchen. Included in the sale is also 718 Harding and 720 Harding for a total of 3 parcels. The total package offers an additional boat house with acreage, and it's own private shore-line access to locally infamous "Game Creek", a natural spring fed small lake governmentally stocked regularly with fish and known for it's free access to kayaking, canoeing, a place where local anglers experience South Jersey fresh water game fishing, at it's finest. ***What a Prime Location***. This split level is found nestled in the natural environment of a rural Salem County, approximately 1/4 mile east of Interstate 295 at exits north and south at milepost #4, on Route #48 (Harding Highway) location makes this a great opportunity to buy, in a high sought-after and quickly transforming commercial environment, priced right! Sold as is with Buyer responsible for any and all certifications and repairs and any zoning requirements by the township, if any. Schedule your tour and experience all that # 714-720 Harding Highway has to offer. Commercial Listing MLS #NJSA2011798
Getting Around
Schools
Construction
Condition
- Property condition: Good,Very Good
- Year built: 1965
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Door features: Six Panel,Sliding Glass,Storm Door(s),ENERGY STAR Qualified Doors
- Finished area above ground: 3,100
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,100
- Total interior livable area: 3,100 sqft
Property
Accessibility
- Accessibility features: Mobility Improvements,Entry Slope <1'
Details
- Parcel number: 020024900004
- Zoning: COM/RES
- Special condition: Standard
Features
- Levels: Bi-Level,Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
- Frontage length: Water Frontage Ft: 150
Lot
- Lot size: 3.39 Acres
- Lot size dimensions: 165.00 x 85.00
Parking
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $638 | $7,656 |
| Electricity | $341 | $4,100 |
| Total | $2,957 | $35,484 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-14 | Price change | $349,900 |
| 2026-01-13 | Listed for sale | $399,000 |
