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14928 Swat St Unit 1, Rockville, MD, 20850

3beds
3baths
1,848sqft
$650,000
$352price/sqft
$4,178/moest. monthly cost
$167,120/yrincome needed

About This Home

Seller willing to pay ONE YEAR of Condo AND HOA fee for buyer. Modern living meets real-world convenience in one of Rockville’s most sought-after communities. This nearly new Smart Living townhouse-style condo in The Grove offers a clean, contemporary feel with thoughtful upgrades already in place. Located just west of I-270, it strikes that rare balance, close to everything you need without being stuck in the daily traffic grind. The three-level layout is both functional and well-planned. Unlike brand-new construction, this home has been tastefully improved. Remote-controlled window treatments are installed, systems are dialed in, and the space has been meticulously maintained. At the heart of the home, the kitchen delivers on both style and practicality, featuring Bosch appliances, quartz countertops, and a modern designer backsplash. It opens seamlessly into bright, airy living spaces with wide-plank flooring, 9-foot ceilings, and a sleek electric fireplace. Large windows bring in natural light throughout, while the main level deck offers an easy outdoor extension for morning coffee or winding down in the evening. Each level features its own private bedroom and full bathroom, offering flexibility for guests, roommates, or multi-generational living without sacrificing comfort or privacy. The lower level adds even more versatility—ideal for a home office, guest suite, or workout space. The full-size washer and dryer are exactly where they should be—convenient, not an afterthought. Location is where this one quietly wins. You’re minutes from Kentlands dining and shopping, everyday stops like Trader Joe's - Rockville, and key hubs including Shady Grove Metro Station, Life Time - Gaithersburg, and Adventist HealthCare Shady Grove Medical Center. With proximity to Johns Hopkins University and Universities at Shady Grove, it’s a location that makes sense now and later. The Grove community itself offers a full lineup of amenities, clubhouse, pool, soccer field, dog park, walking trails, and bike paths, all within Rockville’s only new townhome community zoned for the highly regarded Wootton High School district. Clean lines. Thoughtful design. Easy living. This isn’t a home trying too hard to impress. It just quietly does.

Getting Around

35
WalkingCar-Dependent
47
TransitSome Transit
54
BikeBikeable

Schools

9/10
9/10
Cabin John Middle SchoolGrades 6-85.1 mi
10/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,ENERGY STAR Qualified Washer,Dryer,ENERGY STAR Qualified Refrigerator,Ice Maker,Oven,Six Burner Stove,Stainless Steel Appliance(s),Washer,Tankless Water Heater,Gas Water Heater
  • Laundry features: Main Level,Has Laundry,Washer In Unit,Dryer In Unit

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Primary Bath(s)
  • Door features: Sliding Glass
  • Window features: Energy Efficient,Screens,Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,848

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903894360
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Features: Suburban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$151$1,812
Property Taxes $460$5,520
Electricity $281$3,374
Total$4,178$50,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,245/yr
40% on housing$125,340/yr
45% on housing$111,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 20850$282
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20850$351
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$675,000
2026-04-14Listing removed$699,000
2026-02-25Price change$699,000
2026-02-14Price change$720,000
2026-01-29Price change$735,000
2026-01-16Listed for sale$750,000

For Sale by Agent

AgentEllie Mcintire
BrokerageThe KW Collective

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