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20522 Texas Hill Country, Concan, TX, 78838

2beds
1baths
1,232sqft
$1,400,000
$1,136price/sqft
$9,420/moest. monthly cost
$376,800/yrincome needed

About This Home

Exceptional Multi-Use Property with Over 1,900 Feet of Highway Frontage in the Heart of the Frio Canyon Opportunities like this are rare. Just 0.3 miles from the crystal-clear Frio River, this remarkable property offers over 1,900 feet of highway frontage, delivering outstanding visibility, accessibility, and long-term commercial value in one of Texas' most beloved destinations. Located only 8 miles from Garner State Park, the setting blends natural beauty, recreation, and steady visitor demand year-round. Designed for flexibility, this move-in-ready, multi-use property is ideal as a private family retreat, vacation rental compound, event venue, or income-producing commercial investment. Infrastructure is already in place, including electric service throughout the property, on-site septic, and an operable water well with a 5,000-gallon storage tank, offering both convenience and self-sufficiency. At the heart of the property sits a beautifully updated Craftsman-style log cabin with 1,232 sq ft of inviting living space. The cabin features two bedrooms and one full bathroom on the main level, plus an open loft perfect for additional sleeping quarters, a studio, or flexible living space. A full-width covered porch spans the front of the home-an ideal spot to sip coffee at sunrise or unwind in the evening while taking in the magnificent Frio Canyon sunsets. Adding tremendous value and versatility is the 2,400 sq ft event barn, thoughtfully designed with four full bathrooms, oversized garage doors, and covered outdoor areas on both ends. Whether used for weddings, retreats, live music, workshops, storage, or commercial operations, the layout supports seamless indoor-outdoor flow and endless customization opportunities. This is more than property-it's a Frio Canyon lifestyle. Spend summer days tubing the Frio, hiking and dancing at Garner State Park, and enjoy warm evenings just minutes away dancing under the stars to live music at Joe Jimmy's. The location and visibility make this an ideal destination for guests, customers, or event attendees seeking an authentic Hill Country experience. Perfect for families, investors, vacation buyers, or those ready to trade city congestion for open skies and opportunity, this property offers a rare blend of location, lifestyle, and income potential. With strong highway presence, existing utilities, and proximity to the region's most iconic attractions, this is a truly unique offering in the heart of the Frio Canyon.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Sabinal Elementary SchoolGrades PK-618.3 mi
--
Sabinal SecondaryGrades 7-818.2 mi
3/10
Sabinal SecondaryGrades 9-1218.2 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Vented Exhaust Fan,Electric Water Heater

Bedroom2

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Liv/Din Combo,Breakfast Bar,Loft,Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: One,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,232 sqft

Kitchen

  • Area: 100

Living Room

  • Area: 224

Master Bedroom

  • Area: 156

Property

Details

  • Parcel number: 20766

Features

  • Levels: Multi/Split
  • Stories: 1
  • Pool features: None
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 8.93 Acres
  • Features: 5 - 14 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$750$9,000
Property Taxes $1,353$16,236
Electricity $238$2,859
Total$9,420$113,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$322,971/yr
40% on housing$282,600/yr
45% on housing$251,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,136This listing

vs Other Active Listings

Avg $/sqft

ZIP 78838$230
Uvalde County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 78838$265
Uvalde County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-14Listed for sale$1,400,000

For Sale by Agent

AgentYvonne Davenport
BrokerageStarr Realty and Ranch

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