381 Santa Rosa Blvd Unit C408, Fort Walton Beach, FL, 32548
About This Home
ENJOY GULF-FRONT LIVING in this beautifully situated 4th-floor condo at the Breakers on Okaloosa Island. Featuring 3 spacious bedrooms (GULF FRONT PRIMARY BEDROOM) + REMODELED kitchen and REMODELED 2 full bathrooms, and incredible panoramic views of the gorgeous gulf on your covered balcony. Approximately 1,462 sq. feet. The living room offers exceptional views of The Gulf with expansive sliding glass doors, leading to your private balcony. The kitchen offers ample cabinetry space, along with new appliances. The Breakers offers resort style amenities, including two Gulf-side pools, tennis/pickleball courts, shuffle boards, sauna access, fitness center, gas/charcoal grills, gas firepits, BBQ grill area, community association room, and on-site rental management.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete,Renovated
- Year built: 1983
Materials
- Construction materials: Concrete,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bathroom
- Level: First
- Area: 40
- Dimensions: 8 x 5
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 110
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
- Area: 110
- Dimensions: 11 x 10
Features
- Breakfast Bar,Pantry,Split Bedroom
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,462
- Total interior livable area: 1,462 sqft
Kitchen
- Level: First
- Area: 130
- Dimensions: 13 x 10
Living Room
- Level: First
- Area: 238
- Dimensions: 17 x 14
Master Bathroom
- Level: First
- Area: 72
- Dimensions: 9 x 8
Master Bedroom
- Level: First
- Area: 214.2
- Dimensions: 17 x 12.6
Property
Details
- Parcel number: 002S2400620000C408
Features
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $353 | $4,236 |
| Property Taxes | $810 | $9,720 |
| Electricity | $197 | $2,366 |
| Total | $5,152 | $61,824 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $750,000 |
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