See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1318 Saratoga Ave, Lubbock, TX, 79416

4beds
2baths
1,600sqft
$257,000
$161price/sqft
$2,282/moest. monthly cost
$91,280/yrincome needed

About This Home

Buy NOW and get up to $8,000 Use-It-Your-Way Cash! The 1,600 sq. ft. Lily floor plan offers the space you need with a layout designed for easy, everyday living. Enjoy an open-concept kitchen, living, and dining area with a large island, granite or quartz countertops, and stainless steel appliances. Luxury vinyl plank flooring runs through the main areas, while the private primary suite features a walk-in closet and double vanity. A brick exterior, enclosed pantry, and covered front and back patios complete this well-rounded home.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave
  • Laundry features: Laundry Room

Bathroom

  • Features: Luxury Vinyl Flooring

Bedroom2

  • Features: Luxury Vinyl Flooring

Bedroom3

  • Features: Luxury Vinyl Flooring

Bedroom4

  • Features: Luxury Vinyl Flooring

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Primary Bathroom

  • Features: Luxury Vinyl Flooring

Primary Bathroom

  • Features: Luxury Vinyl Flooring

Property

Details

  • Parcel number: R353865
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 5,227 sqft
  • Features: Back Yard,City Lot,Front Yard,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,299$15,588
Home Insurance *$305$3,660
Property Taxes $440$5,280
Electricity $238$2,859
Total$2,282$27,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,240/yr
40% on housing$68,460/yr
45% on housing$60,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 79416$102
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79416$145
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$257,000
2026-07-22Price change$257,000
2026-07-15Price change$261,000
2026-07-11Listed for sale$270,270
2026-03-08Listing removed$262,770
2026-03-05Price change$262,770
2026-02-12Price change$262,725
2026-01-14Listed for sale$256,725

New Construction

AgentHillary Martin
BrokerageAvenue Real Estate

Similar Homes