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909 Santa Rosa Blvd Unit 165, Fort Walton Beach, FL, 32548

1beds
1baths
814sqft
$290,000
$356price/sqft
$2,143/moest. monthly cost
$85,720/yrincome needed

About This Home

Perched on the top floor this lovely condo has a great view of the Gulf of Mexico. The remodeled kitchen opens up the floor plan and gives the condo an airy and inviting feel. Tile and glass shower along with an updated vanity in the bathroom. All the popcorn was removed from the ceiling. You can make family memories and cash in $$$ on vacation rentals. With the sleeper sofa you can accommodate 4 people. Direct access to the balcony from the bedroom and living room. Located on 12 acres there is lots of green space and some of the least crowded beaches around. 2 pools, hot tub, sauna, tennis, pickle ball, basketball, and community grills are some of the fun amenities. Lots of exciting restaurants and attractions in the area. The condo is currently being refreshed with a new door and door frame on the balcony. New rollers on the Sliding glass doors, new fan , new tv.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1971

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 126
  • Dimensions: 14 x 9

Features

  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 814
  • Total interior livable area: 814 sqft

Kitchen

  • Level: First
  • Area: 104
  • Dimensions: 13 x 8

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Property

Details

  • Parcel number: 002S24080001650000

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • Waterfront features: Gulf

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$136$1,632
Property Taxes $344$4,128
Electricity $197$2,366
Total$2,143$25,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,474/yr
40% on housing$64,290/yr
45% on housing$57,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$260
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listing removed$6,998
2026-04-20Price change$6,998
2026-04-18Listed for rent$7,004
2026-03-26Price change$325,000
2025-12-05Price change$335,000
2025-11-14Listed for sale$347,000
2025-10-30Pending sale$347,000
2025-10-18Price change$347,000
2025-08-22Listed for sale$359,900
2018-05-11Sold$245,000
2018-02-06Listed for sale$259,900
1998-07-01Sold$118,000

For Sale by Agent

AgentGilmore Erikson
BrokerageKeller Williams Realty Destin

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