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5744 Wall St, Waterloo, IA, 50701

4beds
2baths
2,147sqft
$524,900
$244price/sqft
$3,865/moest. monthly cost
$154,600/yrincome needed

About This Home

New 2 story plan with 4 berdrooms, 3.5 baths, over 2,100 finished square feet and another 630 future finish in the lower level. Located directly behind Orange Elementary with quick access in town or to Hwy 20 for a commute. Listing Agent is Related to the Seller.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
Orange Elementary SchoolGrades PK-50.1 mi
6/10
Hoover Middle SchoolGrades 6-82.2 mi
3/10
West High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Shingle Siding,Stone,Vinyl Siding

Other

  • Builder name: CJ's Construction, Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Built-In Range,Dishwasher,Disposal,Microwave Built In,Refrigerator,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: 2nd Floor,In Hall,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters
  • Door features: Sliding Doors
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,147 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881315308016
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.34 Acres
  • Features: Level
  • Lot size dimensions: 78x191

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$470$5,640
Property Taxes $581$6,972
Electricity $160$1,921
Total$3,865$46,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,514/yr
40% on housing$115,950/yr
45% on housing$103,066/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 50701$133
Black Hawk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50701$122
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$539,900

For Sale by Agent

AgentMelissa Hodapp
BrokerageKeller Williams Legacy Group- Cedar Rapids

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