304 Barracuda Ave Unit 202, Fort Walton Beach, FL, 32548
About This Home
Beachside living without the beachside price tag. Located directly across from the Gulf inside the charming 15-unit low-density Island Gardens community, this condo offers the best of low-maintenance ownership with high-value potential. With easy access to multiple public beach entrances just steps away, this property works beautifully as a short-term rental, long-term rental, or personal getaway. The interior has been thoughtfully refreshed, starting with a light, bright kitchen featuring granite countertops, stainless steel appliances, upgraded cabinetry, and an eye-catching backsplash. The primary bedroom includes a private half bath with a brand-new vanity for added convenience. It's a fresh space ready for your vision! Outside, the covered balcony looks out over Santa Rosa Boulevard and captures a subtle Gulf glimpsejust enough to remind you why you're here. Private, walkable, and flexiblethis condo delivers coastal freedom without the chaos.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1982
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
Bathroom
- Level: First
- Area: 38.684
- Dimensions: 7.6 x 5.1
Bedroom
- Level: First
- Area: 83.533
- Dimensions: 10.3 x 8.11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Features
- Breakfast Bar
- Window features: Window Treatments
- Flooring: Tile,Carpet
Interior Area
- Total structure area: 675
- Total interior livable area: 675 sqft
Kitchen
- Level: First
- Area: 146.72
- Dimensions: 13.1 x 11.2
Living Room
- Level: First
- Area: 171.61
- Dimensions: 13.1 x 13.1
Master Bedroom
- Level: First
- Area: 124.032
- Dimensions: 12.8 x 9.7
Property
Details
- Parcel number: 002S24127E00002020
Features
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf,Gulf/Pass,Water
- Has water view: Yes
- Water view: Gulf,Gulf/Pass,Water
Parking
- Total spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $174 | $2,088 |
| Electricity | $197 | $2,366 |
| Total | $1,724 | $20,688 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Price change | $245,000 |
| 2026-03-06 | Listed for sale | $250,000 |
| 2026-01-19 | Pending sale | $250,000 |
| 2025-12-08 | Listed for sale | $250,000 |
| 2025-09-20 | Listing removed | $255,900 |
| 2025-08-29 | Price change | $255,900 |
| 2025-07-02 | Price change | $258,900 |
| 2025-05-16 | Price change | $264,900 |
| 2025-03-19 | Listed for sale | $269,900 |
| 2025-02-02 | Listing removed | $269,900 |
| 2024-10-07 | Price change | $269,900 |
| 2024-09-01 | Price change | $273,900 |
| 2024-08-02 | Listed for sale | $279,900 |
| 2003-05-07 | Sold | $57,900 |
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