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992 Highway 604 St, Saint Joseph, LA, 71366

4beds
2baths
0sqft
$675,000
--price/sqft
$4,038/moest. monthly cost
$161,520/yrincome needed

About This Home

Beautiful 4-bedroom, 2-bath log cabin on Lake Bruin with 1,461 heated sq. ft. of comfortable living space. This inviting home features warm log construction, a covered front porch, and a covered wrap-around deck-perfect for relaxing and entertaining. Enjoy 93 feet of lake frontage and an exceptional pier offering three boat stalls, a covered deck, sun deck, jump tower, and outdoor kitchen with storage. Additional highlights include a 40' x 20' storage building, providing ample space for boats, water toys, tools, or recreational equipment. This Lake Bruin retreat is ideal as a full-time residence, weekend getaway, or investment property. Don't miss the opportunity to own a turnkey waterfront cabin with exceptional outdoor living and unforgettable lake views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Tensas Elementary SchoolGrades PK-56.4 mi
2/10
Tensas High SchoolGrades 6-125.9 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Frame,Log Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,461

Heating & Cooling

  • Heating features: Propane,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,461

Kitchen

  • Features: Separate

Property

Details

  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Open Porch
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Lake,Scenic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Bruin

Lot

  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Built In (Basement)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$293$3,516
Property Taxes $185$2,220
Electricity $147$1,773
Total$4,038$48,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,445/yr
40% on housing$121,140/yr
45% on housing$107,680/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 71366$205
Tensas Parish$230

vs Homes Sold Last Month

Median $/sqft

ZIP 71366
Tensas Parish$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$699,000
2026-01-14Listed for sale$725,000

For Sale by Agent

AgentCindy Clark
BrokerageClark Real Estate Inc

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