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21 Clover Lane #209, Westbrook, ME, 04092

1beds
1baths
502sqft
$291,000
$580price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Introducing Clover Terraces, modern homes that embody the next generation of Maine architecture! Every line and material was chosen for performance, beauty and sustainability. These sun-filled homes will be welcoming and incredibly easy to live in. Private deck, designated parking spot (1 per unit) and a focus on comfort are the goals of this building. This 2nd floor 1 BR unit is perfect for someone seeking to streamline their housing without sacrificing the benefits of home ownership. The building is designed as high-performing and energy-efficient. Each unit has triple pane Intus window and an Ephoco system providing all-electric heating, cooling and ventilation with built-in energy recovery. The result is a durable, quiet, and highly energy-efficient building, offering residents year-round comfort while significantly reducing environmental impact and long-term operating costs. Located in the vibrant downtown area of Westbrook, everything you need is within easy reach. Close to restaurants and shops, Sebago Lake and mere minutes to Portland's peninsula, you will be able to effortlessly enjoy all that Southern Maine has to offer. Choose yours early enough to be able to participate in choosing your finishes. Occupancy expected in spring 2027. No deeded income restrictions! Ask about special financing options.

Getting Around

59
WalkingSomewhat Walkable
29
TransitSome Transit
71
BikeVery Bikeable

Schools

4/10
4/10
Westbrook Middle SchoolGrades 5-81.2 mi
3/10
Westbrook High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Membrane
  • Construction materials: Wood Frame,Fiber Cement

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator,One-Floor Living
  • Window features: Triple Pane Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 502

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 502
  • Total interior livable area: 502 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Elevator/Chair Lift

Details

  • Parcel number: 21CloverLaneWestbrook04098
  • Zoning: Village 16

Features

  • Patio & porch: Deck

Lot

  • Features: City Lot,Near Public Beach,Near Turnpike/Interstate,Neighborhood,Other,Level,Open Lot,Sidewalks,Landscaped

Parking

  • Parking features: Common,Other,Paved,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,471$17,652
Home Insurance $64$768
Property Taxes $244$2,928
Electricity $244$2,930
Total$2,023$24,276

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 04092$240
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04092$319
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$291,000

For Sale by Agent

AgentEdmund Gardner
BrokerageGardner Real Estate Group

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